2304 Ridderkerk Cir, Modesto, CA 95356 Property Records

Stanislaus County property record for 2304 Ridderkerk Cir, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 1988
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Apr 2026)
Tax Bill	$6,029 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076-057-015-000`

Property Details

APN / Parcel Number

Primary APN	`076-057-015-000`
Alternative APNs	`0765715000` `0765715`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	2304 RIDDERKERK CIR
City	MODESTO
State	CA
Zip	95356-0379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUTCH MEADOWS NO 2 BLK 13478 LOT 23
Legal Subdivision	DUTCH MDW 02
Legal Block	13478
Legal Lot Number	23
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1000
Census Tract	512

Owner

2304 Ridderkerk Cir is owned and occupied by two individuals who bought it in April 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2304 RIDDERKERK CIR, MODESTO, CA 95356-0379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Mar 30, 2020	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Mar 30, 2020 · Amount on File
Deed Document Number	202619459
Prior Transfer Date	Apr 16, 2002
Prior Transfer Doc	0000049024
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 10, 2026
Property Address	2304 RIDDERKERK CIR, MODESTO, CA 95356-0379
Document Number	0000019459
Instrument Date	Apr 6, 2026
Instrument	202619459
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2304 RIDDERKERK CIR, MODESTO, CA 95356-0379

Mortgage

Document Number	0000019460,
Date	Apr 10, 2026
Instrument	202619460

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 30, 2020
Property Address	2304 RIDDERKERK CIR, MODESTO, CA 95356-0379
Document Number	0000022368
Instrument Date	Mar 23, 2020
Instrument	22368
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2304 RIDDERKERK CIR MODESTO CA 953560379, MODESTO, CA 95356-0379

Mortgage

Document Number	22369
Date	Mar 30, 2020
Instrument	22369

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2304 RIDDERKERK CIR, MODESTO, CA 95356-0379
Document Number	0000080575
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 RIDDERKERK CIR MODESTO CA 953560379, MODESTO, CA 95356-0379

Mortgage

Document Number	0000080575
Date	Oct 31, 2017
Instrument	80575

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	LODI, CA 95241-1902

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2304 Ridderkerk Cir was $6,029, up 2.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,029.00 (+2.07%)	$529,866 (+2%) Land $189,635 Building $340,231
2025	$5,907.00 Homeowner's exemption	$519,477 Land $185,917 Building $333,560
2023	$5,591.00 (+2.81%) Homeowner's exemption	$499,307 Land $178,699 Building $320,608
2022	$5,438.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2304 Ridderkerk Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2304 Ridderkerk Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Matrix Broadband.

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