2301 Ridderkerk Cir, Modesto, CA 95356 Property Records

Stanislaus County property record for 2301 Ridderkerk Cir, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,202 sqft · built 1987
Lot Size	0.207 acres (8,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,721 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076-057-013-000`

Property Details

APN / Parcel Number

Primary APN	`076-057-013-000`
Alternative APNs	`0765713000` `0765713`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,202 sqft Living Area
Gross Area	2,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,996 sqft (0.207 acres)
View / Lot	Irregular Lot
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2301 RIDDERKERK CIR
City	MODESTO
State	CA
Zip	95356-0379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUTCH MEADOWS NO 2 BLK 13478 LOT 25
Legal Subdivision	DUTCH MDW #2
Legal Block	13478
Legal Lot Number	25
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1000
Census Tract	512

Owner

2301 Ridderkerk Cir is owned and occupied by two individuals who acquired it in November 2016.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2301 RIDDERKERK CIR, MODESTO, CA 95356-0379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Aug 22, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016
Deed Sale	Nov 9, 2016
Prior Sale	Dec 13, 2012 · Amount on File
Deed Document Number	201688658
Prior Transfer Date	Oct 21, 2016
Prior Transfer Doc	0000088658
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2301 RIDDERKERK CIR, MODESTO, CA 95356-0379
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055228
Date	Aug 21, 2019
Instrument	2019-0055228

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2301 RIDDERKERK CIR, MODESTO, CA 95356-0379
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007213
Date	Feb 8, 2019
Instrument	2019-0007213

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2301 RIDDERKERK CIR, MODESTO, CA 95356-0379
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020424
Date	Mar 23, 2020
Instrument	2020-0020424

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2301 RIDDERKERK CIR, MODESTO, CA 95356-0379
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 RIDDERKERK CIR, MODESTO, CA 95356-0379

Mortgage

Document Number	0000081356
Date	Oct 20, 2020
Instrument	2020-0081356

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2301 RIDDERKERK CIR, MODESTO, CA 95356-0379
Document Number	0000063046
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2301 RIDDERKERK CIR MODESTO CA 953560379, MODESTO, CA 95356-0379

Mortgage

Document Number	0000063046
Date	Aug 29, 2017
Instrument	63046

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2301 Ridderkerk Cir was $4,721 with a homeowner's exemption, up 2.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,721.00 (+2.08%) Homeowner's exemption	$416,426 (+2%) Land $100,479 Building $315,947
2025	$4,625.00 Homeowner's exemption	$408,261 Land $98,509 Building $309,752
2023	$4,377.00 (+2.82%) Homeowner's exemption	$392,410 Land $94,685 Building $297,725
2022	$4,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2301 Ridderkerk Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2301 Ridderkerk Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Matrix Broadband.

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