Kenton County property record for 2304 Grace Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,200 sqft · built 1973 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jul 2021) |
| Tax Bill | $1,196 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-10-01-009.00 |
| Primary APN | 028-10-01-009.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,200 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 100 ft deep x 139 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2304 GRACE AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.32 ACS NS GRACE AVE 139X100 IRREG |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 64700 |
2304 Grace Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2304 GRACE AVE, FT MITCHELL, KY 41017-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Nov 29, 2021 | Deed of Trust, Mortgage GUARDIAN SAVINGS BANK |
| Jul 2, 2021 | Warranty Deed, Transfer PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Sep 19, 2019 | Warranty Deed, Transfer · VA Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | Sep 19, 2019 · Amount on File |
| Deed Document Number | 20215900009 |
| Deed Book / Page | 101 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2304 GRACE AVE, FT MITCHELL, KY 41017-2058 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900024 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 239/336 |
| Instrument | 21070805900024 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2304 GRACE AVE, FT MITCHELL, KY 41017-2058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900019 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 307/47 |
| Instrument | 21112905900019 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 2, 2021 |
| Property Address | 2304 GRACE AVE, FT MITCHELL, KY 41017-2058 |
| Document Number | 0005900009 |
| Book / Page | 101 / 376 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 21070205900009 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2304 GRACE AVE, 2304, FORT MITCHELL, KY 41017-2058 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2304 GRACE AVE, FLORENCE, KY 41042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 19, 2019 |
| Property Address | 2304 GRACE AVE, FT MITCHELL, KY 41017-2058 |
| Document Number | 0000000388 |
| Book / Page | 0C6759 / 000034 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 388 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 AVON CT CRESCENT PARK KY 410171616, CRESCENT PARK, KY 41017-1616 |
| Document Number | 389 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 0C6759/000037 |
| Instrument | 389 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2049 |
The 2025 property tax bill for 2304 Grace Ave was $1,196.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,000 (-) Land $60,000 Building $260,000 | $320,000 (-) Land $60,000 Building $260,000 | |
| 2025 | $1,196.00 | $320,000 Land $60,000 Building $260,000 | $320,000 Land $60,000 Building $260,000 |
| 2023 | $1,302.00 | $320,000 Land $60,000 Building $260,000 | $320,000 Land $60,000 Building $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2304 Grace Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2304 Grace Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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