2304 Blanche Ln, Champaign, IL 61822 Property Records

Champaign County property record for 2304 Blanche Ln, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.105 acres (4,591 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (May 2012)
Tax Bill	$7,473 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-381-021`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-381-021`

Exterior

Lot Area	4,591 sqft (0.105 acres)

Location & Zoning

Street Address	2304 BLANCHE LN
City	CHAMPAIGN
State	IL
Zip	61822-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 617A IRONWOOD WEST VI SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST VI SUB
Legal Lot Number	617A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1053
Census Tract	1205

Owner

Source: Champaign County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	502 W CLARK ST, CHAMPAIGN, IL 61820-4600
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANKCHAMPAIGN NA
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN NA
May 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK
Mar 9, 2020	Loan Modification, Mortgage · Conventional Mortgage BANKCHAMPAIGN
Nov 16, 2019	Loan Modification, Mortgage · Conventional Mortgage HEARTLAND BK
Aug 1, 2019	Loan Modification, Mortgage · Conventional Mortgage BANKCHAMPAIGN
Jun 13, 2018	Loan Modification, Mortgage · Conventional Mortgage BANKCHAMPAIGN
Apr 20, 2017	Loan Modification, Mortgage · Conventional Mortgage BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2012 · Amount on Record
Deed Sale	May 24, 2012 · Amount on Record
Prior Sale	Oct 13, 2006 · Amount on Record
Deed Document Number	201212753
Prior Transfer Date	Aug 19, 2005
Prior Transfer Doc	0000029198
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2304 BLANCHE LN, CHAMPAIGN, IL 61822-3627
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 W CLARK ST, CHAMPAIGN, IL 61820-4600

Mortgage

Document Number	0000018688
Date	Dec 5, 2025
Instrument	2025R18688

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	CHAMPAIGN, IL 61824

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2030

Interest

Rate	6.75%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2304 BLANCHE LN, CHAMPAIGN, IL 61822-3627
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 W CLARK ST, CHAMPAIGN, IL 61820-4600

Mortgage

Document Number	0000018487
Date	Dec 2, 2025
Instrument	2025R18487

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	CHAMPAIGN, IL 61824

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8%
Change Frequency	Monthly
Min Rate At Change	7%
Margin	7

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2304 BLANCHE LN, CHAMPAIGN, IL 61822-3627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007450
Date	May 10, 2018
Instrument	2018R07450

Lender

Name	HEARTLAND BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	2304 BLANCHE LN, CHAMPAIGN, IL 61822-3627
Document Number	0000003931
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 N NEIL ST #340 CHAMPAIGN IL 618203168, 340, CHAMPAIGN, IL 61820-3168

Mortgage

Document Number	0000003931
Date	Mar 11, 2020
Instrument	3931

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 10, 2021

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	2304 BLANCHE LN, CHAMPAIGN, IL 61822-3627
Document Number	0000019671
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2304 BLANCHE LN CHAMPAIGN IL 618223627, CHAMPAIGN, IL 61822-3627

Mortgage

Document Number	0000019671
Date	Nov 21, 2019
Instrument	19671

Lender

Name	HEARTLAND BK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 20, 2024

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	2304 BLANCHE LN, CHAMPAIGN, IL 61822-3627
Document Number	0000012598
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 N NEIL ST #340 CHAMPAIGN IL 618203168, 340, CHAMPAIGN, IL 61820-3168

Mortgage

Document Number	0000012598
Date	Aug 6, 2019
Instrument	12598

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 5, 2020

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	2304 BLANCHE LN, CHAMPAIGN, IL 61822-3627
Document Number	0000011077
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 N NEIL ST #340 CHAMPAIGN IL 618203168, 340, CHAMPAIGN, IL 61820-3168

Mortgage

Document Number	0000011077
Date	Jul 2, 2018
Instrument	11077

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2019

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	2304 BLANCHE LN, CHAMPAIGN, IL 61822-3627
Document Number	0000007274
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 N NEIL ST #340 CHAMPAIGN IL 618203168, 340, CHAMPAIGN, IL 61820-3168

Mortgage

Document Number	0000007274
Date	Apr 27, 2017
Instrument	7274

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 26, 2018

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,473.00 (+16.98%) Homeowner's exemption	$88,930 (+12.2%) Land $16,810 Building $72,120	$266,790 (+12.2%) Land $50,430 Building $216,360
2024	$6,388.00 (+7.04%)	$79,260 (+19.04%) Land $14,980 Building $64,280	$237,780 (+19.04%) Land $44,940 Building $192,840
2023	$5,968.00 (-2.52%)
2022	$6,122.00	$66,580 Land $12,580 Building $54,000	$199,740 Land $37,740 Building $162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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