23037 Espada Dr, Salinas, CA 93908 Property Records

Monterey County property record for 23037 Espada Dr, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 1988
Lot Size	0.206 acres (8,985 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Nov 1998)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`161-522-014-000`

Property Details

APN / Parcel Number

Primary APN	`161-522-014-000`
Alternative APN	`161-522-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,913 sqft Living Area
1st Floor Area	1,913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,985 sqft (0.206 acres)
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	161-522-014
Street Address	23037 ESPADA DR
City	SALINAS
State	CA
Zip	93908-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 700 TORO PARK ESTATES NO 6 LOT 14 BLK 20
Legal Subdivision	TORO PARK
Legal Tract	700
Legal Block	20
Legal Lot Number	14
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3002
Census Tract	14110

Owner

23037 Espada Dr is owner-occupied and held in a trust since April 2024.

Source: Monterey County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	23037 ESPADA DR, SALINAS, CA 93908-1045
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 1998 · Amount on File
Deed Sale	Nov 12, 1998 · Amount on File
Deed Document Number	199878494
Last Transfer Date	Apr 9, 2024
Transfer Doc	0000018668
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	23037 ESPADA DR, SALINAS, CA 93908-1045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035118
Date	Aug 16, 2019
Instrument	2019035118

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 23037 Espada Dr was $5,706 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,606 (+2%) Land $199,873 Building $313,733
2025	$5,706.00 Homeowner's exemption	$503,536 Land $195,954 Building $307,582
2023	$5,297.00 (+1.59%) Homeowner's exemption	$483,985 Land $188,346 Building $295,639
2022	$5,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23037 Espada Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23037 Espada Dr is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20