23026 Espada Dr, Salinas, CA 93908 Property Records

Monterey County property record for 23026 Espada Dr, Salinas, CA 93908

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,659 sqft · built 1974
Lot Size0.232 acres (10,103 sqft)
OwnerTrust Name on File
Last Sale$800,000 (Jan 2015)
Tax Bill$12,680 (2025)
Deeds & MortgagesSep 2022 Transfer
Sep 2018 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN161-521-003-000

Property Details

APN / Parcel Number

Primary APN161-521-003-000
Alternative APN
  • 161-521-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,659 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area10,103 sqft (0.232 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number161-521-003
Street Address23026 ESPADA DR
CitySALINAS
StateCA
Zip93908-1039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 700 TORO PARK ESTATES NO 6 LOT 3 BLK 19
Legal SubdivisionTORO PARK
Legal Tract700
Legal Block19
Legal Lot Number3
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3009
Census Tract14110

Owner

23026 Espada Dr is owner-occupied and held in a trust since January 2015.

Source: Monterey County records, as of August 6, 2026

Owner of RecordTrust Name on File
Mailing Address23026 ESPADA DR, SALINAS, CA 93908-1039
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Intrafamily Transfer, Transfer
Sep 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Sep 21, 2018Deed of Trust, Mortgage · Commercial Mortgage
TCF NATIONAL BANK
Dec 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2015 · Amount on File
Deed SaleJan 30, 2015 · Amount on File
Prior SaleJun 27, 2013 · Amount on File
Deed Document Number20154654
Prior Transfer DateNov 4, 1994
Prior Transfer Doc0000083178
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateSep 6, 2022
Property Address23026 ESPADA DR, SALINAS, CA 93908-1039
Document Number0000036979
Map ReferenceVOL 12 PG 15
Instrument DateJul 11, 2022
Instrument2022036979
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address23026 ESPADA DR, 23026, SALINAS, CA 93908-1039

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address23026 ESPADA DR, SALINAS, CA 93908-1039

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address23026 ESPADA DR, SALINAS, CA 93908-1039
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041740
DateSep 21, 2018
Instrument2018041740
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address23026 ESPADA DR, SALINAS, CA 93908-1039
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041741
DateSep 21, 2018
Instrument2018041741
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueSep 23, 2048
Interest
Rate TypeAdjustable Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address23026 ESPADA DR, SALINAS, CA 93908-1039
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059100
DateDec 12, 2019
Instrument2019059100
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23026 Espada Dr was $12,680 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictWashington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,142,054 (+2%) Land $398,409 Building $743,645
2025$12,680.00 Homeowner's exemption$1,119,662 Land $390,598 Building $729,064
2023$11,751.00 (-0.55%) Homeowner's exemption$1,076,186 Land $375,432 Building $700,754
2022$11,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23026 Espada Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23026 Espada Dr is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC SALINAS HILLS
private · serves 7,733 people · EPA ID CA2710012
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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