Merced County property record for 2303 River Rock Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,234 sqft · built 2006 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (May 2014) |
| Tax Bill | $6,046 (2025) |
| Deeds & Mortgages | Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-393-035-000 |
| Primary APN | 008-393-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Living Area |
| Gross Area | 428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-393-035 |
|---|---|
| Street Address | 2303 RIVER ROCK DR |
| City | MERCED |
| State | CA |
| Zip | 95340-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | SUMMER CREEK PHASE 1 LOT 82 |
| Legal Subdivision | SUMMER CRK PH 01 |
| Legal Lot Number | 82 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 2602 |
2303 River Rock Dr is owned and occupied by two individuals who bought it in May 2014.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2303 RIVER ROCK DR, MERCED, CA 95340-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2014 · Amount on File |
| Deed Sale | May 15, 2014 · Amount on File |
| Prior Sale | Jul 10, 2008 · Amount on File |
| Deed Document Number | 201414590 |
| Prior Transfer Date | Dec 5, 2012 |
| Prior Transfer Doc | 0000047726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2303 RIVER ROCK DR, MERCED, CA 95340-8215 |
| Document Number | 0000013511 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2303 RIVER ROCK DR MERCED CA 953408215, MERCED, CA 95340-8215 |
| Document Number | 0000013511 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 13511 |
| Name | UNIVERSITY/CA HM LN PROGRAM CO |
|---|---|
| Address | OAKLAND, CA 94607-5200 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 9, 2034 |
The 2025 property tax bill for 2303 River Rock Dr was $6,046 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $462,630 (+2%) Land $43,758 Building $418,872 | |
| 2025 | $6,046.00 Homeowner's exemption | $453,559 Land $42,900 Building $410,659 |
| 2023 | $5,648.00 (+2.06%) Homeowner's exemption | $435,948 Land $41,235 Building $394,713 |
| 2022 | $5,534.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2303 River Rock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2303 River Rock Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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