Fort Bend County property record for 2303 Bailey Ridge Ln, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,593 sqft · built 2019 |
| Lot Size | 0.369 acres (16,081 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,072,645 (Mar 2025) |
| Tax Bill | $25,354 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R475423 |
| Primary APN | R475423 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,593 sqft Living Area |
| Gross Area | 6,086 sqft |
| 1st Floor Area | 3,516 sqft |
| 2nd Floor Area | 2,077 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,081 sqft (0.369 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 945 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 378 sqft |
| Porch | Open Porch |
| Porch Area | 514 sqft |
| Patio Area | 141 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2303 BAILEY RIDGE LN |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77494-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE AT KATY SEC 5, BLOCK 1, LOT 4 |
| Legal Subdivision | THE RESERVE AT KATY SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 673108 |
2303 Bailey Ridge Ln is owned and occupied by two individuals who bought it in March 2025.
Source: Fort Bend County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2303 BAILEY RIDGE LN, KATY, TX 77494-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Mar 28, 2025 | Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Aug 26, 2019 | Vendor's Lien, Transfer · Conventional Mortgage ZB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on File |
| Deed Sale | Mar 28, 2025 · Amount on File |
| Prior Sale | Aug 26, 2019 · Amount on File |
| Deed Document Number | 202529253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 2303 BAILEY RIDGE LN, KATY, TX 77494-2313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2303 BAILEY RIDGE LN, KATY, TX 77494-2313 |
| Document Number | 0000068920 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 2023068920 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77253 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Mar 28, 2025 |
| Property Address | 2303 BAILEY RIDGE LN, KATY, TX 77494-2313 |
| Document Number | 0000029253 |
| Map Reference | PL 20180064 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 2025029253 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | TRADITION TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2303 BAILEY RIDGE LN, KATY, TX 77494-2313 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029254 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 2025029254 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Number | 0000029255 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 2025029255 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | 8998 RESEARCH BLVD, AUSTIN, TX 78758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2040 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Aug 26, 2019 |
| Property Address | 2303 BAILEY RIDGE LN, KATY, TX 77494-2313 |
| Document Number | 0000096147 |
| Map Reference | PL 20180064 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2019096147 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2557 SW PARKWAY #100100, 2557, GRAPEVINE, TX 76051 |
| Name | Verified Name |
|---|---|
| Address | 2303 BAILEY RIDGE LN, KATY, TX 77494-2313 |
| Document Number | 0000096148 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019096148 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
The 2025 property tax bill for 2303 Bailey Ridge Ln was $25,354, down 17.6% from the year before.
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Municipality | Katy City |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,354.00 (-17.61%) | $1,124,072 (+1%) Land $167,492 Building $1,016,537 | $1,184,029 (+15.87%) Land $167,492 Building $1,016,537 |
| 2024 | $30,772.00 (+91.57%) Homeowner's exemption | $1,021,884 (+7.91%) Land $167,492 Building $854,392 | $1,021,884 (-2.87%) Land $167,492 Building $854,392 |
| 2023 | $16,063.00 Homeowner's exemption | $946,968 Land $128,840 Building $923,291 | $1,052,131 Land $128,840 Building $923,291 |
| 2018 | $621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2303 Bailey Ridge Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 393 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 393 in force |
| Nearby Flood Claims | 3 (2017–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2303 Bailey Ridge Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KATY serves 25,253 people · EPA ID TX1010017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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