Pierce County property record for 23023 40th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,532 sqft · built 1998 |
| Lot Size | 0.139 acres (6,037 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Sep 2023) |
| Tax Bill | $4,762 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500192-0-680 |
| Primary APN | 500192-0-680 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 839 sqft |
| Upper Floors Area | 693 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,037 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 99 sqft |
| Deck Area | 93 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 23023 40TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 23 GARDEN OAKS DIV ONE PH II L 68 TOG/W PRI RD EASE OF RECORD OUT OF 500171-110-0 TO 115-0 SEG J0348 MD 12/3/97MD |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 13 |
| Legal Subdivision | GARDEN OAKS DIV ONE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 68 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 73114 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23023 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage MLD MORTGAGE |
| Sep 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2011 · Amount on Record |
| Deed Document Number | 2023343 |
| Prior Transfer Date | Oct 21, 2010 |
| Prior Transfer Doc | 0000000513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23023 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23023 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Document Number | 0003250248 |
|---|---|
| Date | Mar 25, 2025 |
| Instrument | 202503250248 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 29, 2023 |
| Property Address | 23023 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Document Number | 0009290343 |
| Map Reference | AF 9711070077 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202309290343 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | EQUITY TITLE/AMERICA LLC, EQUITY TITLE OF WA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23023 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Document Number | 0009290344 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 202309290344 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,762.00 (+2.74%) | $413,800 (+9.27%) Land $147,900 Building $265,900 | $413,800 (+9.27%) Land $147,900 Building $265,900 |
| 2025 | $4,635.00 (+4.2%) | ||
| 2024 | $4,448.00 (-3.56%) | $378,700 (-5.54%) Land $131,300 Building $247,400 | $378,700 (-5.54%) Land $131,300 Building $247,400 |
| 2023 | $4,612.00 | $400,900 Land $140,200 Building $260,700 | $400,900 Land $140,200 Building $260,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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