Pierce County property record for 23018 40th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,958 sqft · built 1997 |
| Lot Size | 0.148 acres (6,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Dec 2018) |
| Tax Bill | $5,257 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500171-0-510 |
| Primary APN | 500171-0-510 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,552 sqft |
| 1st Floor Area | 790 sqft |
| Upper Floors Area | 1,168 sqft |
| Basement Area | 790 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Foyer |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,441 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 23018 40TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 23 GARDEN OAKS DIV 1 PH 1 L 51 TOG/W 1/75TH UNDIV INT IN TR A TO E & M TOG/W PRI RD EASE OF REC OUT OF 2-710,2-707, 6-015,2-704,3-707,03-18-14-4-700, 1-021 SEG J0094 MD 8/8/97MD |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 13 |
| Legal Subdivision | GARDEN OAKS DIV 1 PH 1 |
| Legal Phase | 1 |
| Legal Tract | A |
| Legal Lot Number | 51 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 73114 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23018 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Mar 22, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage KATHYANNE CHRISTINE |
| Aug 31, 2017 | Grant Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Prior Sale | Nov 4, 2016 · Amount on Record |
| Deed Document Number | 2018461 |
| Prior Transfer Date | Oct 27, 2016 |
| Prior Transfer Doc | 0000000328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23018 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0009150019 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 202209150019 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 6, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23018 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Document Number | 2005220124 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 23018 40TH AVE E SPANAWAY WA 983876920, SPANAWAY, WA 98387-6920 |
| Document Number | 2005220124 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 202005220124 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Dec 19, 2018 |
| Property Address | 23018 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Document Number | 0012190461 |
| Map Reference | DOC9702060269 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 201812190461 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,696.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23018 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Document Number | 0012190462 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 201812190462 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Mar 22, 2018 |
| Property Address | 23018 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Document Number | 1803220017 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 201803220017 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 113 ELDORADO AVE FIRCREST WA 984667210, FIRCREST, WA 98466-7210 |
| Document Number | 1803220017 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 201803220017 |
| Name | KATHYANNE CHRISTINE |
|---|---|
| Address | 4801 CEDARWOOD LN NW, GIG HARBOR, WA 98335-8375 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 21, 2019 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Aug 31, 2017 |
| Property Address | 23018 40TH AVE E, SPANAWAY, WA 98387-6920 |
| Document Number | 1708310967 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 201708310967 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 8, 2017 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 7619 TACOMA WA 984170619, TACOMA, WA 98417-0619 |
| Document Number | 1708310967 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 201708310967 |
| Name | CIVIC FIN'L SVCS |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD # 106, REDONDO BEACH, CA 90278-1230 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 30, 2018 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,257.00 (+2.54%) | $456,900 (-1.45%) Land $147,200 Building $309,700 | $456,900 (-1.45%) Land $147,200 Building $309,700 |
| 2025 | $5,127.00 (+4.5%) | $463,600 (+10.64%) Land $139,500 Building $324,100 | $463,600 (+10.64%) Land $139,500 Building $324,100 |
| 2024 | $4,906.00 (-3.43%) | $419,000 (-5.37%) Land $130,700 Building $288,300 | $419,000 (-5.37%) Land $130,700 Building $288,300 |
| 2023 | $5,080.00 | $442,800 Land $139,500 Building $303,300 | $442,800 Land $139,500 Building $303,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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