Oldham County property record for 2302 Winterhaven Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,922 sqft · built 1996 |
| Lot Size | 0.582 acres (25,352 sqft) |
| Last Sale | $640,000 (Dec 2023) |
| Tax Bill | $7,924 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14C-01-98 |
| Primary APN | 05-14C-01-98 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,922 sqft Living Area |
| Basement Area | 1,206 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,352 sqft (0.582 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 71990 |
|---|---|
| Street Address | 2302 WINTERHAVEN CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .582AC |
| Legal Subdivision | PARAMONT ESTATES |
| Legal Block | SEC 1 |
| Legal Lot Number | 98 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30701 |
Source: Oldham County records · APN 05-14C-01-98
Assessment roll updated December 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Occupancy | Owner Occupied |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer EMERALD TITLE INC, EMERALD TITLE |
| Dec 04, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Nov 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Last Sale | Dec 04, 2023 · Amount on Record |
|---|---|
| Deed Sale | Dec 04, 2023 · Amount on Record |
| Prior Sale | Nov 21, 2019 · Amount on Record |
| Deed Document Number | 2023749275 |
| Deed Book / Page | 1371 / 243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 2302 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Document Number | 0000874052 |
| Book / Page | 1448 / 99 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026874052 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | EMERALD TITLE INC, EMERALD TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $75,245.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Dec 04, 2023 |
| Property Address | 2302 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Document Number | 0D1371/243 |
| Book / Page | D1371 / 243 |
| Map Reference | MB 4 PG 46 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 749275 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Document Number | 0000749278 |
|---|---|
| Date | Dec 04, 2023 |
| Instrument | 749278 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2302 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Document Number | M2517/656 |
|---|---|
| Date | May 21, 2021 |
| Book Page | M2517/656 |
| Instrument | 637676 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NASHVILLE, TN 37210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Nov 21, 2019 |
| Property Address | 2302 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Document Number | D1233/0093 |
| Book / Page | D1233 / 0093 |
| Map Reference | MB 4 PG 46 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 560138 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | KENTUCKIANA TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Document Number | 560139 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 560139 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,924.00 (+35.31%) | $640,000 (+36.17%) Land $90,000 Building $550,000 | $640,000 (+36.17%) Land $90,000 Building $550,000 |
| 2023 | $5,856.00 (+0.64%) | $470,000 (-) Land $90,000 Building $380,000 | $470,000 (-) Land $90,000 Building $380,000 |
| 2022 | $5,819.00 | $470,000 Land $90,000 Building $380,000 | $470,000 Land $90,000 Building $380,000 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 41 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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