Oldham County property record for 2301 Winterhaven Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,370 sqft · built 1998 |
| Lot Size | 0.862 acres (37,549 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $610,000 (Jul 2017) |
| Tax Bill | $7,555 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14C-01-96 |
| Primary APN | 05-14C-01-96 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,370 sqft Living Area |
| Basement Area | 2,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 37,549 sqft (0.862 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 60408 |
|---|---|
| Street Address | 2301 WINTERHAVEN CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .862AC |
| Legal Subdivision | PARAMONT ESTATES |
| Legal Block | SEC 1 |
| Legal Lot Number | 96 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30701 |
2301 Winterhaven Ct is owner-occupied and held in a trust since September 2018.
Source: Oldham County records, as of December 26, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2301 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit MAGNOLIA BANK |
| Sep 10, 2018 | Intrafamily Transfer, Transfer |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on File |
| Deed Sale | Jul 26, 2017 · Amount on File |
| Deed Document Number | 2017527634 |
| Deed Book / Page | 1167 / 103 |
| Last Transfer Date | Sep 7, 2018 |
| Transfer Doc | D1200/0392 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2301 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | M2522/639 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | M2522/639 |
| Instrument | 640939 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2301 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M2269/322 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | M2269/322 |
| Instrument | 527636 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 27, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 10, 2018 |
| Property Address | 2301 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Document Number | D1200/0392 |
| Book / Page | D1200 / 0392 |
| Map Reference | MB04 PG46 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 543460 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 WINTERHAVEN CT, 2301, PROSPECT, KY 40059-9093 |
| Name | Verified Name |
|---|---|
| Address | 2301 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jul 26, 2017 |
| Property Address | 2301 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Document Number | D1167/103 |
| Book / Page | D1167 / 103 |
| Map Reference | MB4 PG46 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 527634 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8605 LOCUST CT, 8605, LOUISVILLE, KY 40242-3427 |
| Name | Verified Name |
|---|---|
| Address | 2301 WINTERHAVEN CT, PROSPECT, KY 40059-9093 |
| Document Number | 527635 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 527635 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 2301 Winterhaven Ct was $7,555.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,555.00 | $610,000 Land $90,000 Building $520,000 | $610,000 Land $90,000 Building $520,000 |
| 2023 | $7,585.00 | $610,000 Land $90,000 Building $520,000 | $610,000 Land $90,000 Building $520,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2301 Winterhaven Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2301 Winterhaven Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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