2302 Hoover St, Duluth, MN 55811 Property Records

St. Louis County property record for 2302 Hoover St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1956
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$13,939 (Aug 2021)
Tax Bill	$3,244 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4550-01470`

Property Details

APN / Parcel Number

Primary APN	`010-4550-01470`
Alternative APN	`11027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,264 sqft Gross Area
1st Floor Area	848 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,500 sqft (0.149 acres)
Garage Area	728 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	11027
Street Address	2302 HOOVER ST
City	DULUTH
State	MN
Zip	55811-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0001 BLOCK:007 SERIAL #
Legal Subdivision	WEST END CENTRAL DIV OF DULUTH
Legal Block	7
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4013
Census Tract	2300

Owner

2302 Hoover St is owned and occupied by an individual who bought it in August 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2302 HOOVER ST, DULUTH, MN 55811-3015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST
Aug 12, 2021	Quit Claim Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Deed Document Number	20211045140
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2302 HOOVER ST, DULUTH, MN 55811-3015
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 HOOVER ST, DULUTH, MN 55811-3015

Mortgage

Document Number	0001047454
Date	Sep 29, 2021
Instrument	1047454

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2021
Property Address	2302 HOOVER ST, DULUTH, MN 55811-3015
Document Number	0001045140
Instrument Date	Aug 2, 2021
Instrument	1045140
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 HOOVER ST, DULUTH, MN 55811-3015

Mortgage

Document Number	0001045141
Date	Aug 12, 2021
Instrument	1045141

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2302 HOOVER ST, DULUTH, MN 55811-3015
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001038647
Date	Apr 1, 2021
Instrument	1038647

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 10, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2302 Hoover St was $3,244 with a homeowner's exemption, up 8.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,244.00 (+8.35%) Homeowner's exemption
2025	$2,994.00 (+4.25%) Homeowner's exemption	$270,900 (+12.97%) Land $22,300 Building $248,600	$270,900 (+12.97%) Land $22,300 Building $248,600
2024	$2,872.00	$239,800 Land $27,500 Building $212,300	$239,800 Land $27,500 Building $212,300
2022		$214,900 Land $31,300 Building $183,600	$214,900 Land $31,300 Building $183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2302 Hoover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2302 Hoover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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