2236 Hoover St, Duluth, MN 55811 Property Records

St. Louis County property record for 2236 Hoover St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,408 sqft · built 2024
Lot Size	0.148 acres (6,482 sqft)
Owner	2 Individual Names on File
Last Sale	$548,500 (Aug 2026)
Tax Bill	$4,816 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-4550-01820`

Property Details

APN / Parcel Number

Primary APN	`010-4550-01820`
Alternative APN	`1072190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,216 sqft
Finished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Lot Area	6,482 sqft
Garage Type	Attached
Garage Area	572 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1072190
Street Address	2236 HOOVER ST
City	DULUTH
State	MN
Zip	55811-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLOCK 8 SERIAL #
Legal Subdivision	WEST END CENTRAL DIVISION OF DULUTH
Legal Block	8
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4014
Census Tract	2300

Owner

2236 Hoover St is owned and occupied by two individuals who bought it in August 2026.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2236 HOOVER ST, DULUTH, MN 55811-3013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jun 12, 2024	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Deed Document Number	20261105089
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 21, 2026
Property Address	2236 HOOVER ST, DULUTH, MN 55811-3013
Document Number	0001105089
Instrument Date	Aug 10, 2026
Instrument	20261105089
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182,815.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2236 HOOVER ST, DULUTH, MN 55811-3013

Mortgage

Document Number	0001105090,
Date	Aug 21, 2026
Instrument	20261105090

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2236 HOOVER ST, DULUTH, MN 55811-3013
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 WASHINGTON AVE S, EDINA, MN 55439-2410

Mortgage

Document Number	0001080178
Date	Jun 12, 2024
Instrument	1080178

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	May 23, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2236 Hoover St was $4,816.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,816.00
2025		$477,800 (+580.63%) Land $22,300 Building $455,500	$477,800 (+580.63%) Land $22,300 Building $455,500
2024		$70,200 Land $12,400 Building $57,800	$70,200 Land $12,400 Building $57,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2236 Hoover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2236 Hoover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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