2289 Eagle Talon Cir, Fleming Island, FL 32003 Property Records

Clay County property record for 2289 Eagle Talon Cir, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,898 sqft · built 2019
Lot Size	0.168 acres (7,318 sqft)
Owner	2 Individual Names on File
Last Sale	$279,258 (Oct 2019)
Tax Bill	$2,151 (2023)
Deeds & Mortgages	Mar 2026 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014176-016-53`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014176-016-53`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,898 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,318 sqft (0.168 acres)
Garage Type	Attached
Garage Area	408 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2289 EAGLE TALON CIR
City	FLEMING ISLAND
State	FL
Zip	32003-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 RESERVE AT EAGLE HARBOR AS REC OR 4244 PG 1942
Legal Range	26E
Legal Township	05S
Legal Section	04
Legal Subdivision	RESERVE AT EAGLE HARBOR
Legal Lot Number	53
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3013
Census Tract	30701

Owner

2289 Eagle Talon Cir is owned and occupied by two individuals who acquired it in March 2026.

Source: Clay County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2289 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 24, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Deed Document Number	201957056
Deed Book / Page	4244 / 1942
Last Transfer Date	Mar 23, 2026
Transfer Doc	0000015199
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Mar 31, 2026
Property Address	2289 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Document Number	0050291264
Book / Page	5029 / 1264
Map Reference	MB 59 PG 1-10
Instrument Date	Mar 23, 2026
Instrument	2026015199
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2289 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2289 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2289 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2289 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047

Mortgage

Document Number	0044800650
Date	Jul 9, 2021
Book Page	4480/650
Instrument	2021042464

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 24, 2019
Property Address	2289 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Document Number	0042441942
Book / Page	4244 / 1942
Map Reference	MB 59 PG 1-10
Instrument Date	Oct 17, 2019
Instrument	2019057056
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,955.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2289 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047

Mortgage

Document Number	0042441944
Date	Oct 24, 2019
Instrument	4244/1944

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$218,508	$333,928 Land $55,000 Building $278,928
2023	$2,151.00 (+3.71%) Disabled Person's exemption Veteran's exemption	$206,166 (+3%)	$331,533 (+1%) Land $55,000 Building $276,533
2022	$2,074.00 Disabled Person's exemption Veteran's exemption	$200,162	$301,390 Land $55,000 Building $246,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2289 Eagle Talon Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2289 Eagle Talon Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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