Mecklenburg County property record for 2301 Wharton Ln, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,655 sqft · built 1983 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,270,000 (Sep 2026) |
| Tax Bill | $6,507 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-251-76 |
| Primary APN | 227-251-76 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,655 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| Upper Floors Area | 1,320 sqft |
| Basement Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Area | 655 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 192 sqft |
| Patio Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2301 WHARTON LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L20 B5 M20-139 |
| Legal Subdivision | HEMBSTEAD MAP 05 |
| Legal Block | 5 |
| Legal Lot Number | 20 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5832 |
2301 Wharton Ln is owned and occupied by two individuals who bought it in September 2026.
Source: Mecklenburg County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2301 WHARTON LN, CHARLOTTE, NC 28270-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jun 29, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on File |
| Deed Sale | Sep 9, 2026 · Amount on File |
| Prior Sale | Jun 30, 2014 · Amount on File |
| Deed Document Number | 202697195 |
| Deed Book / Page | 40703 / 541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 9, 2026 |
| Property Address | 2301 WHARTON LN, CHARLOTTE, NC 28270-9711 |
| Document Number | 0000097195 |
| Book / Page | 40703 / 541 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202697195 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | HORIZON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2301 WHARTON LN, CHARLOTTE, NC 28270-9711 |
| Document Number | 0000097196, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202697196 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 29, 2026 |
| Property Address | 2301 WHARTON LN, CHARLOTTE, NC 28270-9711 |
| Document Number | 0000069155 |
| Book / Page | 40536 / 466 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202669155 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2301 WHARTON LN, CHARLOTTE, NC 28270-9711 |
| Document Number | 0000069155, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 40536/466 |
| Instrument | 202669155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 2301 Wharton Ln was $6,507.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,507.00 | $825,800 Land $225,000 Building $600,800 | $825,800 Land $225,000 Building $600,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2301 Wharton Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2008–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2301 Wharton Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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