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2209 Wharton Ln, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 2209 Wharton Ln, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,759 sqft · built 1985
Lot Size0.681 acres (29,688 sqft)
OwnerIndividual Name on File
Last Sale$710,000 (Feb 2021)
Tax Bill$8,650 (2023)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN227-251-74

Property Details

APN / Parcel Number

Primary APN227-251-74

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,759 sqft Heated Area
Gross Area5,351 sqft
1st Floor Area1,554 sqft
Upper Floors Area1,365 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area29,688 sqft (0.681 acres)
Garage Area594 sqft

Exterior Amenities

Pool Area648 sqft
PorchPorch
Porch Area878 sqft
Deck Area312 sqft
Patio Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number227-251-74
Street Address2209 WHARTON LN
CityCHARLOTTE
StateNC
Zip28270-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL18 B5 M20-139
Legal SubdivisionHEMBSTEAD MAP 05
Legal Block5
Legal Lot Number18
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract5832

Owner

2209 Wharton Ln is owned and occupied by an individual who bought it in February 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2209 WHARTON LN, CHARLOTTE, NC 28270-9709
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Feb 14, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2021 · Amount on File
Deed SaleFeb 26, 2021 · Amount on File
Prior SaleFeb 14, 2019 · Amount on File
Deed Document Number0035728158
Deed Book / Page35728 / 158
Record UpdatedJun 7, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 26, 2021
Property Address2209 WHARTON LN, CHARLOTTE, NC 28270-9709
Document Number0000037994
Book / Page35728 / 158
Map ReferenceMB 20 PG 139
Instrument DateFeb 23, 2021
Instrument2021037994
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressRUMLANGERSTRASSE 24, OBERHASLI XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 WHARTON LN, CHARLOTTE, NC 28270-9709

Mortgage

Document Number0000037995
DateFeb 26, 2021
Instrument2021037995
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 14, 2019
Property Address2209 WHARTON LN, CHARLOTTE, NC 28270-9709
Document Number0000016485
Book / Page033284 / 000199
Instrument DateFeb 11, 2019
Instrument16485
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,310.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 WHARTON LN CHARLOTTE NC 282709709, CHARLOTTE, NC 28270-9709

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2209 Wharton Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2008–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 Wharton Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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