2301 Lakeshore Dr, Monteagle, TN 37356 Property Records

Marion County property record for 2301 Lakeshore Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,182 sqft · built 1978
Lot Size	5.53 acres (240,887 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Jan 1994)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-011.00`

Property Details

APN / Parcel Number

Primary APN	`043-011.00`
Alternative APNs	`0504304301100` `058043 01100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	2,713 sqft
1st Floor Area	1,254 sqft
Upper Floors Area	598 sqft
Basement Area	330 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	240,887 sqft (5.53 acres)

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	671 sqft
Deck Area	554 sqft
Patio Area	554 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2301 LAKESHORE DR
City	MONTEAGLE
State	TN
Zip	37356-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFTOPS RESORT LOT 174B 01-24-94 V185-273
Legal Subdivision	CLIFFTOPS RESORT
Legal Lot Number	174B
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1082
Census Tract	50302

Owner

Source: Marion County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 579, MONTEAGLE, TN 37356-0579
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-CNTY BK
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 1994 · Amount on Record
Deed Sale	Jan 20, 1994 · Amount on Record
Prior Sale	Dec 12, 1979
Deed Book / Page	185 / 276
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Recording Date	Apr 6, 2026
Property Address	2301 LAKESHORE DR, MONTEAGLE, TN 37356-2036
Document Number	0000006922
Book / Page	622 / 488
Instrument Date	Mar 23, 2026
Instrument	20266922
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 LAKESHORE DR, MONTEAGLE, TN 37356-2036
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006922,
Date	Apr 6, 2026
Book Page	622/488
Instrument	20266922

Lender

Name	CITIZENS TRI-COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 23, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	2301 LAKESHORE DR, MONTEAGLE, TN 37356-2036
Document Number	494206
Book / Page	000494 / 000206
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 579 MONTEAGLE TN 373560579, MONTEAGLE, TN 37356-0579

Mortgage

Document Number	494206
Date	Aug 28, 2017
Book Page	000494/000206
Instrument	3167

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	TRACY CITY, TN 37387

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2037

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	2301 LAKESHORE DR, MONTEAGLE, TN 37356-2036
Document Number	4881313
Book / Page	000488 / 001313
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 LAKESHORE DR MONTEAGLE TN 373562036, MONTEAGLE, TN 37356-2036

Mortgage

Document Number	4881313
Date	Mar 16, 2017
Book Page	000488/001313
Instrument	938

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	TRACY CITY, TN 37387

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00	$145,050 (-) Land $84,850 Building $60,200	$580,200 (-) Land $339,400 Building $240,800
2024	$2,553.00	$145,050 (-) Land $84,850 Building $60,200
2023		$145,050 Land $84,850 Building $60,200
2022	$2,553.00
2021			$580,200 Land $339,400 Building $240,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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