2205 Lakeshore Dr, Monteagle, TN 37356 Property Records

Marion County property record for 2205 Lakeshore Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,552 sqft · built 1991
Lot Size	5.56 acres (242,194 sqft)
Owner	Individual Name on Record
Last Sale	$1,395,000 (Nov 2023)
Tax Bill	$4,034 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`043-009.00`

Property Details

APN / Parcel Number

Primary APN	`043-009.00`
Alternative APNs	`0504304300900` `058043 00900`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,552 sqft Living Area
Gross Area	4,276 sqft
1st Floor Area	2,334 sqft
Upper Floors Area	1,218 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2014
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	242,194 sqft (5.56 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	1,229 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2205 LAKESHORE DR
City	MONTEAGLE
State	TN
Zip	37356-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFTOPS RESORT PB 4 PG 55 LOT 173B
Legal Subdivision	CLIFFTOPS RESORT
Legal Lot Number	173B
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1082
Census Tract	50302

Owner

Source: Marion County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2205 LAKESHORE DR, MONTEAGLE, TN 37356-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 25, 2020	Warranty Deed, Transfer SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202315590
Deed Book / Page	584 / 173
Prior Transfer Date	Nov 2, 2023
Prior Transfer Doc	0000584173
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Nov 7, 2023
Property Address	2205 LAKESHORE DR, MONTEAGLE, TN 37356-2035
Document Number	0000584173
Book / Page	584 / 173
Map Reference	MB 4 PG 55
Instrument Date	Nov 2, 2023
Instrument	23015590
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,161.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 LAKESHORE DR, MONTEAGLE, TN 37356-2035

Mortgage

Document Number	0023015591
Date	Nov 7, 2023
Instrument	23015591

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Jun 25, 2020
Property Address	2205 LAKESHORE DR, MONTEAGLE, TN 37356-2035
Document Number	528692
Book / Page	000528 / 000692
Instrument Date	Jun 19, 2020
Instrument	2667
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Tax	$3,425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	249 MARION AVE LAKE FOREST IL 600452963, LAKE FOREST, IL 60045-2963

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,034.00	$229,150 (-) Land $92,075 Building $137,075	$916,600 (-) Land $368,300 Building $548,300
2024	$4,034.00
2023		$229,150 (-) Land $92,075 Building $137,075
2022	$4,034.00	$229,150 Land $92,075 Building $137,075	$916,600 (-) Land $368,300 Building $548,300
2021			$916,600 Land $368,300 Building $548,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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