2301 Emerald Dr, Niles, MI 49120 Property Records

Berrien County property record for 2301 Emerald Dr, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1961
Lot Size	0.224 acres (9,757 sqft)
Owner	Company Name on File
Last Sale	$70,000 (May 2012)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-2440-0303-00-6`

Property Details

APN / Parcel Number

Primary APN	`14-2440-0303-00-6`
Alternative APN	`11-14-2440-0303-00-6`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2301 EMERALD DR
City	NILES
State	MI
Zip	49120-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 303 FULKERSON PARK NO 4
Legal Subdivision	FULKERSON PARK #4 SUBDIVISION
Legal Lot Number	303
Legal Unit	303
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3015
Census Tract	21000

Owner

2301 Emerald Dr is owned by a company that acquired it in November 2019.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	2654 ALANE ST, NILES, MI 49120-9441
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Dec 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2012 · Amount on File
Deed Sale	May 31, 2012 · Amount on File
Prior Sale	Aug 9, 2011 · Amount on File
Deed Book / Page	2996 / 56
Last Transfer Date	Nov 25, 2019
Transfer Doc	3259000823
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2301 EMERALD DR, NILES, MI 49120-4574
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03263/0539
Date	Jan 27, 2020
Book Page	3263/0539

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 12, 2019
Property Address	2301 EMERALD DR, NILES, MI 49120-4574
Document Number	03259/0823
Book / Page	3259 / 0823
Map Reference	LB 18 PG 18
Instrument Date	Nov 25, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 EMERALD DR, NILES, MI 49120-4574

Mortgage

Document Number	0003259825
Date	Dec 12, 2019
Instrument	3259/825

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2301 Emerald Dr was $1,423, up 2.2% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,700 (+36.88%)	$177,400 (+36.88%)
2025	$1,423.00 (+2.15%) Homeowner's exemption	$64,800	$129,600
2024	$1,393.00
2023		$60,800	$121,600
2022	$1,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2301 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2301 Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications.

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