2301 Elk Rd, Sturgis, SD 57785 Property Records

Meade County property record for 2301 Elk Rd, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1999
Lot Size	0.403 acres (17,555 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2022)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01.09.01.24`

Property Details

APN / Parcel Number

Primary APN	`01.09.01.24`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	17,555 sqft (0.403 acres)

Location & Zoning

Street Address	2301 ELK RD
City	STURGIS
State	SD
Zip	57785-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURLEY 1ST ADD'N LOT 24 BLK 1
Legal Subdivision	HURLEY FIRST ADD'N
Legal Block	1
Legal Lot Number	24
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1032
Census Tract	20401

Owner

2301 Elk Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Meade County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2301 ELK RD, STURGIS, SD 57785-3326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Nov 22, 2010 · Amount on File
Deed Document Number	20225763
Deed Book / Page	967 / 106
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2301 ELK RD, STURGIS, SD 57785-3326
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000969/453
Date	Aug 30, 2022
Book Page	969/453
Instrument	22005764

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2301 ELK RD, STURGIS, SD 57785-3326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	921/1687
Date	Dec 19, 2019
Book Page	921/1687
Instrument	19007926

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2301 Elk Rd was $3,839, up 13.6% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,078 (-) Land $43,500 Building $242,578	$286,078 (-) Land $43,500 Building $242,578
2025	$3,839.00 (+13.65%) Additional exemption filed	$286,078 Land $43,500 Building $242,578	$286,078 Land $43,500 Building $242,578
2024	$3,378.00
2023		$254,437 Land $43,500 Building $210,937
2022	$3,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2301 Elk Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2301 Elk Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 66% of South Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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