1921 Elk Rd, Sturgis, SD 57785 Property Records

Meade County property record for 1921 Elk Rd, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1996
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2017)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01.09.02.06`

Property Details

APN / Parcel Number

Primary APN	`01.09.02.06`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,500 sqft (0.172 acres)

Location & Zoning

Street Address	1921 ELK RD
City	STURGIS
State	SD
Zip	57785-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURLEY FIRST ADDN LOT 6 BLK 2
Legal Subdivision	HURLEY FIRST ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1077
Census Tract	20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1921 ELK RD, STURGIS, SD 57785-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN HILLS FCU
Dec 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Sep 16, 2013
Deed Document Number	20177984
Deed Book / Page	890 / 1164
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1921 ELK RD, STURGIS, SD 57785-3317
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000984/630
Date	Apr 22, 2024
Book Page	984/630
Instrument	24002012

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2039

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1921 ELK RD, STURGIS, SD 57785-3317
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000984/630
Date	Apr 22, 2024
Book Page	984/630
Instrument	24002011

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2039

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1921 ELK RD, STURGIS, SD 57785-3317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	885/1343
Date	Feb 7, 2017
Book Page	885/1343
Instrument	17000776

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	STURGIS, SD 57785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1921 ELK RD, STURGIS, SD 57785-3317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	896/1795
Date	Dec 29, 2017
Book Page	896/1795
Instrument	17007985

Lender

Name	NORTHERN HILLS FCU
Address	STURGIS, SD 57785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Dec 29, 2017
Property Address	1921 ELK RD, STURGIS, SD 57785-3317
Document Number	00890/1164
Book / Page	890 / 1164
Map Reference	MB 18 PG 52
Instrument Date	Dec 29, 2017
Instrument	17007984
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1921 ELK RD, 1921, STURGIS, SD 57785-3317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 ELK RD, STURGIS, SD 57785-3317

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,138 (-) Land $43,500 Building $197,638	$241,138 (-) Land $43,500 Building $197,638
2025	$3,236.00 (+13.19%) Additional exemption filed	$241,138 (+11.97%) Land $43,500 Building $197,638	$241,138 Land $43,500 Building $197,638
2024	$2,859.00 (-3.41%)
2023		$215,359 Land $43,500 Building $171,859
2022	$2,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 66% of South Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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