Osceola County property record for 2301 Barratt Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 1994 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Jun 2020) |
| Tax Bill | $2,762 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 91309 |
| Primary APN | 91309 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,838 sqft Heated Area |
| Gross Area | 2,676 sqft |
| 1st Floor Area | 1,838 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 218 ft deep x 110 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 376 sqft |
| Deck Area | 534 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 225 sqft |
| Gazebo | 294 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 91309 |
|---|---|
| Street Address | 2301 BARRATT CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE HALF ACRES UNIT 2 PB 6 PG 94 LOT 18 AND S 10 FT OF W 218 FT OF LOT 17 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARC HALF ACRES UN 2 |
| Legal Tract | 4262 |
| Legal Block | 1 |
| Legal Lot Number | 17-18 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 91309
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2301 BARRATT CT, SAINT CLOUD, FL 34771-8835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Prior Sale | Feb 03, 2014 · Amount on Record |
| Deed Document Number | 2020079635 |
| Deed Book / Page | 5741 / 476 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2301 BARRATT CT, SAINT CLOUD, FL 34771-8835 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2301 BARRATT CT, SAINT CLOUD, FL 34771-8835 |
| Document Number | 0058672338 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 5867/2338 |
| Instrument | 2021003587 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 2301 BARRATT CT, SAINT CLOUD, FL 34771-8835 |
| Document Number | 0057410476 |
| Book / Page | 5741 / 476 |
| Map Reference | MB 6 PG 94 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020079635 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2773 WARE ST, 2773, BLACKSHEAR, GA 31516-6102 |
| Name | Verified Name |
|---|---|
| Address | 2301 BARRATT CT, SAINT CLOUD, FL 34771-8835 |
| Document Number | 5741477 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 5741/477 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,762.00 (+8.4%) Homeowner's exemption | $153,838 (+5.99%) | $318,400 (+10.82%) Land $75,000 Building $243,400 |
| 2023 | $2,548.00 (+13.6%) Homeowner's exemption | $145,149 (+10.95%) | $287,300 (+17.51%) Land $57,000 Building $230,300 |
| 2022 | $2,243.00 Homeowner's exemption | $130,825 | $244,500 Land $57,000 Building $187,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Xfinity, AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures