2300 Vineyard Ct, Elgin, IL 60123 Property Records

Kane County property record for 2300 Vineyard Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,639 sqft · built 1999
Lot Size	0.245 acres (10,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Feb 2026)
Tax Bill	$8,231 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-404-001`

Property Details

APN / Parcel Number

Primary APN	`06-28-404-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,639 sqft Living Area
Gross Area	2,562 sqft
Basement Area	923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	10,660 sqft (0.245 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2300 VINEYARD CT
City	ELGIN
State	IL
Zip	60123-6544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND MEADOWS UNIT 1 (WILLOW BAY) LOT 631
Legal Subdivision	HEARTLAND MEADOWS
Legal Block	3
Legal Lot Number	631
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2300 VINEYARD CT, ELGIN, IL 60123-6544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Dec 13, 2004 · Amount on Record
Deed Document Number	20264738
Prior Transfer Date	May 19, 1997
Prior Transfer Doc	0000044455
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 4, 2026
Property Address	2300 VINEYARD CT, ELGIN, IL 60123-6544
Document Number	0000004738
Map Reference	DOC 95K049954
Instrument Date	Dec 11, 2025
Instrument	2026K004738
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 VINEYARD CT, ELGIN, IL 60123-6544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2300 VINEYARD CT, ELGIN, IL 60123-6544

Mortgage

Document Number	0000004739
Date	Feb 4, 2026
Instrument	2026K004739

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,231.00 (+4.84%) Homeowner's exemption Senior Citizen's exemption	$123,891 (+8.57%) Land $30,744 Building $93,147	$371,822 (+8.57%) Land $92,269 Building $279,553
2024	$7,851.00 (+9.09%) Homeowner's exemption	$114,111 (+21.39%) Land $28,317 Building $85,794	$342,470 (+21.44%) Land $84,985 Building $257,485
2022	$7,197.00 (-1.48%) Homeowner's exemption	$94,000 (+6.96%) Land $23,326 Building $70,674	$282,000 (+6.96%) Land $69,978 Building $212,022
2021	$7,305.00 Homeowner's exemption	$87,883 Land $21,808 Building $66,075	$263,649 Land $65,424 Building $198,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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