2300 Elderberry Dr, Edgewood, MD 21040 Property Records

Harford County property record for 2300 Elderberry Dr, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,394 sqft · built 2008
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Mar 2026)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-384198`

Property Details

APN / Parcel Number

Primary APN	`01-384198`
Alternative APN	`384198`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,394 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	384198
Street Address	2300 ELDERBERRY DR
City	EDGEWOOD
State	MD
Zip	21040-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 10018 SF 2300 ELDERBERRY DRIVE ROCK HALL PT 126/79
Legal Subdivision	ROCK HALL
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1009
Census Tract	301301

Owner

Source: Harford County records · APN 01-384198

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2300 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC
Mar 06, 2026	Deed, Transfer · FHA Mortgage OCMBC INC
Nov 27, 2018	Loan Modification, Mortgage · Conventional with PMI JP MORGAN ACQUISITION CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2026 · Amount on Record
Deed Sale	Mar 06, 2026 · Amount on Record
Prior Sale	Feb 17, 2009 · Amount on Record
Deed Book / Page	17030 / 353
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2300 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 ELDERBERRY DR, EDGEWOOD, MD 21040-1131

Mortgage

Document Number	0169520351
Date	Jan 05, 2026
Book Page	16952/351

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Apr 22, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 06, 2026
Property Address	2300 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Document Number	0170300353
Book / Page	17030 / 353
Map Reference	MB JJR 126 FO 79
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2300 ELDERBERRY DR, EDGEWOOD, MD 21040-1131

Mortgage

Document Number	0017030360
Date	Mar 06, 2026
Instrument	17030/360

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	2300 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Document Number	0130880187
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2300 ELDERBERRY DR EDGEWOOD MD 210401131, EDGEWOOD, MD 21040-1131

Mortgage

Document Number	0130880187
Date	Dec 11, 2018
Book Page	013088/000187

Lender

Name	JP MORGAN ACQUISITION CORP
Address	1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806-5948

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,300 (+6.8%) Land $85,300 Building $286,000	$371,300 (-) Land $85,300 Building $286,000
2025	$3,531.00 (+11.49%)	$347,667 (+15.73%)	$371,300 (+23.6%) Land $85,300 Building $286,000
2023		$300,400 Land $85,300 Building $215,100	$300,400 Land $85,300 Building $215,100
2022	$3,167.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2025, river or lake flooding
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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