2306 Elderberry Dr, Edgewood, MD 21040 Property Records

Harford County property record for 2306 Elderberry Dr, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,706 sqft · built 2009
Lot Size	0.173 acres (7,535 sqft)
Owner	2 Individual Names on File
Last Sale	$356,530 (Oct 2009)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-384236`

Property Details

APN / Parcel Number

Primary APN	`01-384236`
Alternative APN	`384236`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,706 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,535 sqft (0.173 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	384236
Street Address	2306 ELDERBERRY DR
City	EDGEWOOD
State	MD
Zip	21040-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 7535 SF 2306 ELDERBERRY DRIVE ROCK HALL PT 126/79
Legal Subdivision	ROCK HALL
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1009
Census Tract	301301

Owner

Source: Harford County records · APN 01-384236

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2306 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit APG FCU
Dec 02, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Feb 14, 2017	Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2009 · Amount on Record
Deed Sale	Oct 08, 2009 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Document Number	2009468
Deed Book / Page	8334 / 188
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2306 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 ELDERBERRY DR, EDGEWOOD, MD 21040-1131

Mortgage

Document Number	0168690494
Date	Oct 29, 2025
Book Page	16869/494

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2306 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	GETZ TITLE GRUOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 ELDERBERRY DR, EDGEWOOD, MD 21040-1131

Mortgage

Document Number	0156720425
Date	Sep 15, 2022
Book Page	15672/425

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	2306 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Document Number	0143180266
Instrument Date	Dec 02, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2306 ELDERBERRY DR EDGEWOOD MD 210401131, EDGEWOOD, MD 21040-1131

Mortgage

Document Number	0143180266
Date	Dec 08, 2020
Book Page	014318/000266

Lender

Name	MR COOPER

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 07, 2050

Interest

Rate	2.75%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	2306 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Document Number	0122990478
Book / Page	012299 / 000478
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 ELDERBERRY DR EDGEWOOD MD 210401131, EDGEWOOD, MD 21040-1131

Mortgage

Document Number	0122990478
Date	Apr 12, 2017
Book Page	012299/000478

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,100 (+6.98%) Land $85,100 Building $317,000	$402,100 (-) Land $85,100 Building $317,000
2025	$3,712.00 (+8.82%) Homeowner's exemption	$375,867 (+16.22%)	$402,100 (+24.34%) Land $85,100 Building $317,000
2023		$323,400 Land $85,100 Building $238,300	$323,400 Land $85,100 Building $238,300
2022	$3,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2025, river or lake flooding
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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