2300 Co Rd 92, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 2300 Co Rd 92, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,596 sqft · built 1983
Lot Size	6.9 acres (300,564 sqft)
Owner	Individual Name on Record
Last Sale	$135,200 (Apr 2009)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-06-23-0-000-002.010`

Property Details

APN / Parcel Number

Primary APN	`13-10-06-23-0-000-002.010`
Alternative APNs	`ALT APN:1006230000002010` `22206`

Interior

Stories	1 Story
Building Area	1,596 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	300,564 sqft (6.9 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	22206
Street Address	2300 COUNTY ROAD 92
City	CEDAR BLUFF
State	AL
Zip	35959-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 TRACT 38 T W DUNCAN EST S/D, PB 8/95
Legal Tract	38
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2004
Census Tract	955701

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2300 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 20, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Apr 17, 2025	Intrafamily Transfer, Transfer · VA Mortgage UNITED TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2009 · Amount on Record
Deed Sale	Apr 15, 2009 · Amount on Record
Prior Sale	Apr 15, 2009 · Amount on Record
Deed Document Number	0000159476
Last Transfer Date	Apr 17, 2025
Transfer Doc	0000238309
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2300 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2285
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2285

Mortgage

Document Number	0000242032
Date	Jan 15, 2026
Instrument	242032

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2300 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2285
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, ACRISURE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2285

Mortgage

Document Number	0000235254
Date	Aug 20, 2024
Instrument	235254

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Apr 17, 2025
Property Address	2300 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2285
Document Number	0000238309
Instrument Date	Apr 4, 2025
Instrument	238309
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, ACRISURE NATL LENDER SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2285

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2300 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2285

Mortgage

Document Number	0000238310
Date	Apr 17, 2025
Instrument	238310

Lender

Name	UNITED TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$5,160 (-70.38%) Land $3,240 Building $1,920	$178,000 (+2.3%) Land $32,300 Building $145,700
2023	Additional exemption filed	$17,420	$174,000 Land $28,300 Building $145,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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