1925 Co Rd 92, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1925 Co Rd 92, Cedar Bluff, AL 35959 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1875
Square Footage	3,974 sqft Living Area
Lot Size	1,001,880 sqft (23 acres)
Occupancy	Owner Occupied
Tax Bill	$1,226.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13-10-05-22-0-000-022.000`
Alternative APNs	`ALT APN:1005220000022000` `5111`

Interior

Building Area	3,974 sqft Living Area
Upper Floors	2,199 sqft Upper Floors
Stories	3 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1875
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	1,001,880 sqft (23 acres)
Porch	Open Porch
Porch Area	71 sqft Porch

Location & Zoning

Account Number	5111
Street Address	1925 COUNTY ROAD 92
City	CEDAR BLUFF
State	AL
Zip	35959-2271
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SE/4 SE/4 LYING N OF CO RD 92; LESS A TR; COMM AT SW COR SDFORTY; E 300D 350S TO POB OF EXCEPT; N505.58 E300 S370D 490S
Jurisdiction	CHEROKEE AL
Minor Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Blockgroup	1
Census Block	1008
Census Tract	955701

Owner

Source: Cherokee County records · APN 13-10-05-22-0-000-022.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1925 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2271
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1925 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2271
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210967
Date	Feb 11, 2020
Instrument	210967

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 04, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00 (+1.66%)	$24,700 (+0.9%) Land $3,220 Building $21,480	$168,100 (+2.13%) Land $53,700 Building $114,400
2024	$1,206.00	$24,480 (-14.7%) Land $3,000 Building $21,480	$164,600 (-) Land $50,200 Building $114,400
2023	$1,206.00	$28,700 (+580.09%)	$164,600 (-) Land $50,200 Building $114,400
2022	$1,206.00	$4,220 Land $3,520 Building $700	$164,600 Land $50,200 Building $114,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 86% of Alabama
Wildfire Likelihood	About 1 in 420 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.