2300 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2300 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 1959
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Jul 2023)
Tax Bill	$3,060 (2026)
Deeds & Mortgages	Aug 2023 Sale May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47188-0120`

Property Details

APN / Parcel Number

Primary APN	`82-47188-0120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Width	102 ft Width
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2300 CLEARWATER RD
City	SAINT CLOUD
State	MN
Zip	56301-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 001 HALLIDAY HILLS 1ST ADD SECTION 23 TOWNSHIP 124 RANGE 028 SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	HALLIDAY HILLS 1ST ADD
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	304

Owner

2300 Clearwater Rd is owned and occupied by an individual who bought it in July 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2300 CLEARWATER RD, SAINT CLOUD, MN 56301-5804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
May 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Document Number	20231563133
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 7, 2023
Property Address	2300 CLEARWATER RD, SAINT CLOUD, MN 56301-5804
Document Number	00A1657695
Instrument Date	Jul 31, 2023
Instrument	A1657695
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 CLEARWATER RD, SAINT CLOUD, MN 56301-5804
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 23, 2017
Property Address	2300 CLEARWATER RD, SAINT CLOUD, MN 56301-5804
Document Number	00A1496062
Instrument Date	May 19, 2017
Instrument	A1496062
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 CLEARWATER RD, SAINT CLOUD, MN 56301-5804

Tax Assessment & Valuation

The 2026 property tax bill for 2300 Clearwater Rd was $3,060 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,060.00
2025		$229,700 Land $40,000 Building $189,700	$229,700 Land $40,000 Building $189,700
2023	$2,344.00	$210,000 Land $40,000 Building $170,000	$210,000 Land $40,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2300 Clearwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2300 Clearwater Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xtratyme Technologies.

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