2225 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2225 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,105 sqft · built 1958
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Aug 2020)
Tax Bill	$1,984 (2026)
Deeds & Mortgages	Aug 2020 Sale Jun 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`82-47447-0014`

Property Details

APN / Parcel Number

Primary APN	`82-47447-0014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,105 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Width	74 ft Width
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2225 CLEARWATER RD
City	SAINT CLOUD
State	MN
Zip	56301-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 LESS N3'; BLK 1 OLD # 30.19792.000 HOLY SPIRIT ADD SECTION 23 TOWNSHIP 124 RANGE 028 HOLY SPIRIT ADD SECTION 23
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	HOLY SPIRIT ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2021
Census Tract	304

Owner

Source: Stearns County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Warranty Deed, Transfer
Jun 5, 2020	Quit Claim Deed, Transfer Quitclaim
Jun 5, 2020	Warranty Deed, Transfer
Jun 5, 2020	Warranty Deed, Transfer
Jun 5, 2020	Warranty Deed, Transfer
Mar 22, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	20201577259
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	00A1570747
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 12, 2020
Property Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810
Document Number	00A1577259
Instrument Date	Aug 7, 2020
Instrument	A1577259
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 5, 2020
Property Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810
Document Number	00A1570748
Instrument Date	Jun 1, 2020
Instrument	A1570748
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 5, 2020
Property Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810
Document Number	00A1570749
Instrument Date	Jun 1, 2020
Instrument	A1570749
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 5, 2020
Property Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810
Document Number	00A1570746
Instrument Date	May 22, 2020
Instrument	A1570746
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 LINDA LN, SAINT CLOUD, MN 56301-4967

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 5, 2020
Property Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810
Document Number	00A1570747
Instrument Date	May 21, 2020
Instrument	A1570747
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 LINDA LN, SAINT CLOUD, MN 56301-4967

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 22, 2019
Property Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810
Document Number	00A1540290
Instrument Date	Mar 5, 2019
Instrument	A1540290
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31044 BIRCH VALLEY RD, MELROSE, MN 56352-8011

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 22, 2019
Property Address	2225 CLEARWATER RD, SAINT CLOUD, MN 56301-5810
Document Number	00A1540289
Instrument Date	Mar 5, 2019
Instrument	A1540289
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,984.00 (+8.06%)
2025		$162,600 (-) Land $40,000 Building $122,600	$162,600 (-) Land $40,000 Building $122,600
2023	$1,836.00	$162,600 Land $40,000 Building $122,600	$162,600 Land $40,000 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xtratyme Technologies.

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