230 Whitney Springs Dr, Steele, AL 35987 Property Records

St. Clair County property record for 230 Whitney Springs Dr, Steele, AL 35987

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,770 sqft · built 2007
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Apr 2025)
Tax Bill	$691 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-07-25-0-001-006.004`

Property Details

APN / Parcel Number

Primary APN	`05-07-25-0-001-006.004`
Alternative APNs	`56285` `13517`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,770 sqft Heated Area
1st Floor Area	1,770 sqft
Upper Floors Area	58 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 WHITNEY SPRINGS DR
City	STEELE
State	AL
Zip	35987-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 WHITNEY SPRINGS SECTOR 1 2005-4725-13-3
Legal Range	03E
Legal Township	13S
Legal Section	25
Legal Subdivision	WHITNEY SPRINGS SEC 1
Legal Lot Number	10
Jurisdiction	ST CLAIR AL
Township / Civil Division	ASHVILLE
Census Block Group	1
Census Block	1005
Census Tract	40402

Owner

230 Whitney Springs Dr is owned and occupied by two individuals who bought it in April 2025.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 WHITNEY SPRINGS DR, STEELE, AL 35987-3072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Warranty Deed, Transfer · FHA Mortgage HUNT MORTGAGE
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Book / Page	2025 / 5327
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Apr 21, 2025
Property Address	230 WHITNEY SPRINGS DR, STEELE, AL 35987-3072
Document Number	0000005327
Book / Page	DEED 2025 / 5327
Map Reference	MB 2005 PG 47
Instrument Date	Apr 18, 2025
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	756 PUTMAN RD, ONEONTA, AL 35121-8016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 WHITNEY SPRINGS DR, STEELE, AL 35987-3072

Mortgage

Document Number	DEED202515643
Date	Apr 21, 2025
Instrument	DEED 2025/15643

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	230 WHITNEY SPRINGS DR, STEELE, AL 35987-3072
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005190
Date	Feb 6, 2020
Book Page	MTG 2020/5190

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Apr 19, 2021
Property Address	230 WHITNEY SPRINGS DR, STEELE, AL 35987-3072
Document Number	0000004919
Book / Page	DEED 2021 / 4919
Map Reference	MB 2005 PG 47
Instrument Date	Mar 16, 2021
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 RAY LN, ASHVILLE, AL 35953-7248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 WHITNEY SPRINGS DR, STEELE, AL 35987-3072

Mortgage

Document Number	MTG202127505
Date	Apr 19, 2021
Instrument	MTG 2021/27505

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 230 Whitney Springs Dr was $691 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Ashville City
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00	$20,540 (-5%)	$205,410 (-)
2024	$691.00 Homeowner's exemption Disabled Person's exemption	$41,082 (-) Land $4,040 Building $37,042	$205,410 (-) Land $20,200 Building $185,210
2023		$41,082 (+89.89%) Land $4,040 Building $37,042	$205,410 (-5.06%) Land $20,200 Building $185,210
2022	$731.00 Homeowner's exemption	$21,635 Land $2,290 Building $19,345	$216,350 Land $22,900 Building $193,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 230 Whitney Springs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Whitney Springs Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHVILLE serves 4,107 people · EPA ID AL0001176
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon, Windstream.

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