225 Whitney Springs Dr, Steele, AL 35987 Property Records

St. Clair County property record for 225 Whitney Springs Dr, Steele, AL 35987

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,664 sqft · built 2006
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$24,500 (Mar 2006)
Tax Bill	$565 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-07-26-0-001-001.003`

Property Details

APN / Parcel Number

Primary APN	`05-07-26-0-001-001.003`
Alternative APNs	`56276` `13564`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,664 sqft Heated Area
1st Floor Area	1,664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 WHITNEY SPRINGS DR
City	STEELE
State	AL
Zip	35987-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WHITNEY SPRINGS SECTOR 1 2005-47 26-13-3
Legal Range	03E
Legal Township	13S
Legal Section	26
Legal Subdivision	WHITNEY SPRINGS SEC 1
Legal Lot Number	3
Jurisdiction	ST CLAIR AL
Township / Civil Division	ASHVILLE
Census Block Group	1
Census Block	1005
Census Tract	40402

Owner

225 Whitney Springs Dr is owned and occupied by an individual who acquired it in April 2012.

Source: St. Clair County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	225 WHITNEY SPRINGS DR, STEELE, AL 35987-3073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage METRO BANK
Sep 29, 2021	Deed of Trust, Mortgage METRO BANK
Mar 4, 2020	Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2006 · Amount on File
Deed Sale	Mar 29, 2006 · Amount on File
Deed Book / Page	2006 / 3710
Last Transfer Date	Apr 20, 2012
Transfer Doc	0000003681
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	225 WHITNEY SPRINGS DR, STEELE, AL 35987-3073
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 WHITNEY SPRINGS DR, STEELE, AL 35987-3073

Mortgage

Document Number	0000016701
Date	May 23, 2023
Book Page	MTG 2023/16701

Lender

Name	METRO BANK
Type	Bank
Address	ASHVILLE, AL 35953

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	225 WHITNEY SPRINGS DR, STEELE, AL 35987-3073
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 WHITNEY SPRINGS DR, STEELE, AL 35987-3073

Mortgage

Document Number	0000066140
Date	Sep 29, 2021
Book Page	MTG 2021/66140

Lender

Name	METRO BANK
Type	Bank
Address	ASHVILLE, AL 35953

Agreement

Amount	Amount on Record

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	225 WHITNEY SPRINGS DR, STEELE, AL 35987-3073
Document Number	0000029988
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 WHINEY SPRINGS DR STEELE AL 35987, STEELE, AL 35987

Mortgage

Document Number	0000029988
Date	Jun 25, 2020
Instrument	29988

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 225 Whitney Springs Dr was $565 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Ashville City
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00	$19,920	$199,100
2023		$39,820 Land $4,740 Building $35,080	$199,100 Land $23,700 Building $175,400
2022	$708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Whitney Springs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Whitney Springs Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHVILLE serves 4,107 people · EPA ID AL0001176
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon, Windstream.

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