Hennepin County property record for 230 W Point Dr, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,758 sqft · built 1992 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,396 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-117-23-33-0039 |
| Primary APN | 22-117-23-33-0039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,758 sqft Living Area |
| Gross Area | 3,788 sqft |
| 1st Floor Area | 1,443 sqft |
| 2nd Floor Area | 1,315 sqft |
| Basement Area | 1,030 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Roof Type | Gable |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Garage Area | 852 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 136 sqft |
| Patio Area | 136 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 230 W POINT DR |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 666 A MINNETONKA LAKE PARK THAT PART OF LOTS 665, 666, 667 AND 668, MINNETONKA LAKE PARK, HENNEPIN CO., MINN. AND THAT PART OF VACATED MINNESAPA RESERVE, AS SHOWN ON SAID T IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 22 |
| Legal Quarter | 33 |
| Legal Subdivision | MINNETONKA LAKE PARK |
| Legal Block | 3 |
| Legal Lot Number | 666 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 27501 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 230 W POINT DR, EXCELSIOR, MN 55331-9462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 20, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| May 20, 2020 | Loan Modification, Mortgage · Line of Credit US BK |
| Jan 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI US BK |
| Sep 8, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 230 W POINT DR, EXCELSIOR, MN 55331-9462 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00T5933590 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | T5933590 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 230 W POINT DR, EXCELSIOR, MN 55331-9462 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0T05791302 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | T05791302 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 230 W POINT DR, EXCELSIOR, MN 55331-9462 |
| Document Number | 0005728839 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 230 W POINT DR EXCELSIOR MN 553319462, EXCELSIOR, MN 55331-9462 |
| Document Number | 0005728839 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 5728839 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 230 W POINT DR, EXCELSIOR, MN 55331-9462 |
| Document Number | 0005791304 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 230 W POINT DR EXCELSIOR MN 553319462, EXCELSIOR, MN 55331-9462 |
| Document Number | 0005791304 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 5791304 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 230 W POINT DR, EXCELSIOR, MN 55331-9462 |
| Document Number | 0005507408 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 230 W POINT DR EXCELSIOR MN 553319462, EXCELSIOR, MN 55331-9462 |
| Document Number | 0005507408 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 5507408 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 230 W POINT DR, EXCELSIOR, MN 55331-9462 |
| Document Number | 0005478056 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 230 W POINT DR EXCELSIOR MN 553319462, EXCELSIOR, MN 55331-9462 |
| Document Number | 0005478056 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 5478056 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 24, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,396.00 (+63.77%) | $856,600 (+45.68%) Land $244,800 Building $611,800 | $856,600 (+45.68%) Land $244,800 Building $611,800 |
| 2023 | $6,348.00 Homeowner's exemption | ||
| 2022 | $588,000 Land $214,000 Building $374,000 | $588,000 Land $214,000 Building $374,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tonka Bay serves 1,442 people · EPA ID MN1270013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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