Hennepin County property record for 190 W Point Dr, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,950 sqft · built 1987 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,496 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-117-23-44-0087 |
| Primary APN | 21-117-23-44-0087 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,433 sqft |
| 1st Floor Area | 1,156 sqft |
| 2nd Floor Area | 794 sqft |
| Basement Area | 1,156 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 139 ft deep x 7 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Open Porch |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 190 W POINT DR |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 019 BLOCK 001 T TONKA BAY WOODS 3RD ADDN W75X139X79X113 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 21 |
| Legal Quarter | 44 |
| Legal Subdivision | TONKA BAY WOODS 3RD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 27501 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 W POINT DR, EXCELSIOR, MN 55331-9460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG |
| Oct 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 12, 2018 |
| Transfer Doc | 0005524981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 190 W POINT DR, EXCELSIOR, MN 55331-9460 |
| Document Number | 0005776535 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 190 W POINT DR EXCELSIOR MN 553319460, EXCELSIOR, MN 55331-9460 |
| Document Number | 0005776535 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 5776535 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 190 W POINT DR, EXCELSIOR, MN 55331-9460 |
| Document Number | 0005652026 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 190 W POINT DR EXCELSIOR MN 553319460, EXCELSIOR, MN 55331-9460 |
| Document Number | 0005652026 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 5652026 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2049 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,496.00 (+15.63%) | $564,900 (+6.79%) Land $244,800 Building $320,100 | $564,900 (+6.79%) Land $244,800 Building $320,100 |
| 2023 | $5,618.00 Homeowner's exemption | ||
| 2022 | $529,000 Land $214,000 Building $315,000 | $529,000 Land $214,000 Building $315,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tonka Bay serves 1,442 people · EPA ID MN1270013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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