230 W Cherry St, Troy, MO 63379 Property Records

Lincoln County property record for 230 W Cherry St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,322 sqft · built 1930
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$56,300 (Apr 2015)
Tax Bill	$1,041 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-020-003.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-020-003.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
Basement Area	796 sqft
Unfinished Basement	796 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Detached
Garage Area	198 sqft

Location & Zoning

Street Address	230 W CHERRY ST
City	TROY
State	MO
Zip	63379-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 120' OF E 50' OF LOT 2 BAILEYS RESERVATION
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	BAILEYS RESERVATION
Legal Lot Number	2
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5015
Census Tract	810305

Owner

Source: Lincoln County assessment roll, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	230 W CHERRY ST, TROY, MO 63379-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRANSPORTATION FCU
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC
Feb 22, 2024	Beneficiary Deed, Transfer
Oct 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2015 · Amount on Record
Deed Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	20153214
Deed Book / Page	2387 / 613
Last Transfer Date	Jun 16, 2015
Transfer Doc	02389/0104
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	230 W CHERRY ST, TROY, MO 63379-1236
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W CHERRY ST, TROY, MO 63379-1236

Mortgage

Document Number	002517/233
Date	Jan 6, 2026
Book Page	2517/233
Instrument	2026000110

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	230 W CHERRY ST, TROY, MO 63379-1236
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002517/234
Date	Jan 6, 2026
Book Page	2517/234
Instrument	2026000111

Lender

Name	TRANSPORTATION FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2036

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	230 W CHERRY ST, TROY, MO 63379-1236
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W CHERRY ST, TROY, MO 63379-1236

Mortgage

Document Number	002497/509
Date	Feb 2, 2024
Book Page	2497/509
Instrument	2024000809

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 22, 2024
Property Address	230 W CHERRY ST, TROY, MO 63379-1236
Document Number	002497/924
Book / Page	2497 / 924
Instrument Date	Feb 3, 2023
Instrument	2024001227
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	230 W CHERRY ST, TROY, MO 63379-1236

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Oct 19, 2022
Property Address	230 W CHERRY ST, TROY, MO 63379-1236
Document Number	002484/811
Book / Page	2484 / 811
Instrument Date	Sep 2, 2022
Instrument	2022010588
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W CHERRY ST, TROY, MO 63379-1236

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,041.00 (+8.32%)	$16,579 (+9.76%) Land $1,311 Building $15,268	$87,260 (+9.76%) Land $6,900 Building $80,360
2023	$961.00 (+6.31%)	$15,105 Land $874 Building $14,231	$79,500 Land $4,600 Building $74,900
2022	$904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: SysTec Wireless Communications, Wisper ISP.

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