171 W Cherry St, Troy, MO 63379 Property Records

Lincoln County property record for 171 W Cherry St, Troy, MO 63379

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	11,910 sqft · built 1900
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2015 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-017-003.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-017-003.000`

Interior

Building Area	11,910 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,055 sqft (0.139 acres)

Location & Zoning

Street Address	171 W CHERRY ST
City	TROY
State	MO
Zip	63379-1244
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LOT 183 ORIGINAL TOWN TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	183
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5016
Census Tract	810305

Owner

Source: Lincoln County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E WOOD ST, TROY, MO 63379-1424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI
May 18, 2015	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Jan 7, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 W CHERRY ST, TROY, MO 63379-1244
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02422/0278
Date	Apr 30, 2018
Book Page	2422/0278
Instrument	2018003640

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 W CHERRY ST, TROY, MO 63379-1244
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02388/0149
Date	May 18, 2015
Book Page	2388/0149
Instrument	2015003750

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 15, 2035

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 7, 2026
Property Address	171 W CHERRY ST, TROY, MO 63379-1244
Document Number	002517/264
Book / Page	2517 / 264
Map Reference	MB C PG 24
Instrument Date	Dec 30, 2025
Instrument	2026000148
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 E WOOD ST, TROY, MO 63379-1424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MAGEE ST # 123, TROY, MO 63379-3182

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00 (-0.99%)	$41,901 (+0.23%) Land $4,755 Building $37,146	$130,940 (+0.23%) Land $14,860 Building $116,080
2023	$2,718.00	$41,805 Land $3,805 Building $38,000	$130,640 Land $11,890 Building $118,750
2022	$2,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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