230 Union Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 230 Union Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,512 sqft
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Tax Bill	$7,047 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.23-3126-12`

Property Details

APN / Parcel Number

Primary APN	`550800 169.23-3126-12`
Alternative APNs	`080016902331260120000000` `088310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Total Area
1st Floor Area	1,512 sqft

Exterior

Architectural Style	Colonial
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Electric
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	088310
Street Address	230 UNION AVE
City	MOUNT VERNON
State	NY
Zip	10550-3605
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	3126
Legal Lot Number	12.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2004
Census Tract	3200

Owner

230 Union Ave, a duplex, is owned and occupied by an individual.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	230 UNION AVE, MOUNT VERNON, NY 10550-3605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Aug 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUSTAINABLE NBRHD LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	230 UNION AVE, MOUNT VERNON, NY 10550-3605
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 UNION AVE, MOUNT VERNON, NY 10550-3605

Mortgage

Document Number	0620213753
Date	Mar 11, 2022
Instrument	620213753

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 20, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 9, 2019
Property Address	230 UNION AVE, MOUNT VERNON, NY 10550-3605
Document Number	0590853001
Book / Page	059085 / 003001
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 UNION AVE MOUNT VERNON NY 105503605, MOUNT VERNON, NY 10550-3605

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	230 UNION AVE, MOUNT VERNON, NY 10550-3605
Document Number	0581933274
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	SELECT BUSN SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 UNION AVE MOUNT VERNON NY 105503605, MOUNT VERNON, NY 10550-3605

Mortgage

Document Number	0581933274
Date	Jul 12, 2018
Book Page	058193/003274

Lender

Name	SUSTAINABLE NBRHD LLC
Address	17 BATTERY PL # 728, NEW YORK, NY 10004-3511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 230 Union Ave was $7,047, down 38.5% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,047.00 (-38.53%)
2025	$11,465.00	$4,100 (-) Land $1,200 Building $2,900	$227,778 (+6.67%) Land $66,667 Building $161,111
2024		$4,100 (-) Land $1,200 Building $2,900	$213,542 (-10.94%) Land $62,500 Building $151,042
2023		$4,100 Land $1,200 Building $2,900	$239,766 Land $70,175 Building $169,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Union Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · Hurricane Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 230 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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