228 Union Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 228 Union Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Jan 2020)
Tax Bill	$7,734 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.23-3126-11`

Property Details

APN / Parcel Number

Primary APN	`550800 169.23-3126-11`
Alternative APNs	`080016902331260110000000` `088300`

Exterior

Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Account Number	088300
Street Address	228 UNION AVE
City	MOUNT VERNON
State	NY
Zip	10550-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3126
Legal Lot Number	11.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2004
Census Tract	3200

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 UNION AVE, MOUNT VERNON, NY 10550-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Feb 20, 2024	Correction Deed SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC
Dec 22, 2020	Grant Deed, Transfer · Conventional with PMI GALVANIZE RESID'L GRP LLC
Jan 28, 2020	Deed, Transfer JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	2020593443526
Last Transfer Date	Jan 5, 2024
Transfer Doc	0000003332
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	228 UNION AVE, MOUNT VERNON, NY 10550-3605
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SERVICES I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 UNION AVE, MOUNT VERNON, NY 10550-3605

Mortgage

Document Number	0640513517
Date	Feb 20, 2024
Instrument	640513517

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 20, 2024
Property Address	228 UNION AVE, MOUNT VERNON, NY 10550-3605
Document Number	0640173332
Instrument Date	Jan 5, 2024
Instrument	640173332
Record Updated	Feb 29, 2024
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 UNION AVE, MOUNT VERNON, NY 10550-3605

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 22, 2020
Property Address	228 UNION AVE, MOUNT VERNON, NY 10550-3605
Document Number	0603504354
Book / Page	060350 / 004354
Instrument Date	Dec 15, 2020
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,578.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 S 8TH AVE MOUNT VERNON NY 105504378, MOUNT VERNON, NY 10550-4378

Mortgage

Document Number	603563923
Date	Dec 22, 2020
Book Page	060356/003923

Lender

Name	GALVANIZE RESID'L GRP LLC
Address	121 E 3RD ST, MOUNT VERNON, NY 10550-3606

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 28, 2020
Property Address	228 UNION AVE, MOUNT VERNON, NY 10550-3605
Document Number	0593443526
Instrument Date	Dec 10, 2019
Instrument	593443526
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS

Transaction

Amount	Amount Recorded
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 1 2 SOUTH EIGHTH AVENUE, 11, MOUNT VERNON, NY 10550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E 3RD ST, MOUNT VERNON, NY 10550-3606

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,734.00 (-43.11%)
2025	$13,595.00	$4,500 (-) Land $1,200 Building $3,300	$250,000 (+6.67%) Land $66,667 Building $183,333
2024		$4,500 (-) Land $1,200 Building $3,300	$234,375 (-10.94%) Land $62,500 Building $171,875
2023		$4,500 Land $1,200 Building $3,300	$263,157 Land $70,175 Building $192,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · Hurricane Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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