Lancaster County property record for 230 Tharp Rd, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 980 sqft · built 1955 |
| Lot Size | 1.02 acres (44,823 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $18 (2025) |
| Deeds & Mortgages | Jan 2011 Mortgage Dec 2014 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26 32A |
| Primary APN | 26 32A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Gross Area | 2,852 sqft |
| 1st Floor Area | 980 sqft |
| Sunroom | Sunroom |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Vinyl |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,823 sqft (1.02 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 96 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6876 |
|---|---|
| Street Address | 230 THARP RD |
| City | LANCASTER |
| State | VA |
| Zip | 22503-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | WHITE CHAPEL 1.029 AC LR16/1367 |
| Legal Subdivision | WHITE CHAPEL |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 30100 |
Source: Lancaster County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 3402 WYTHE AVE, RICHMOND, VA 23221-1519 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 12, 2011 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 9, 2014 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 230 THARP RD, LANCASTER, VA 22503-4038 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001100/67 |
|---|---|
| Date | Jan 12, 2011 |
| Book Page | 1100/67 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 230 THARP RD, LANCASTER, VA 22503-4038 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01400/1771 |
|---|---|
| Date | Dec 9, 2014 |
| Book Page | 1400/1771 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18.00 (-99.03%) | $336,100 (+10.92%) Land $125,000 Building $211,100 | $336,100 (+10.92%) Land $125,000 Building $211,100 |
| 2024 | $1,848.00 (-3.14%) | ||
| 2023 | $1,908.00 | $303,000 Land $125,000 Building $178,000 | $303,000 Land $125,000 Building $178,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 28 (1998–2018) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Nov 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
4G LTE (outdoors only), no 5G reported
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