218 Tharp Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 218 Tharp Rd, Lancaster, VA 22503 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,344 sqft Living Area
Lot Size20,996 sqft (0.482 acres)
OccupancyOwner Occupied
Last Sale$375,500 (2021)
Tax Bill$18.00 (2025)

Owner

Source: Lancaster County records · APN 26 32B

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address218 THARP RD, LANCASTER, VA 22503-4038
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 14, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Oct 27, 2017Deed of Trust, Mortgage · Line of Credit
VIRGINIA COMMONWEALTH BANK
Jul 01, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2021 · Amount on Record
Deed SaleJul 01, 2021 · Amount on Record
Prior SaleMar 09, 2015 · Amount on Record
Deed Doc Number20211890
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Recording DateJul 09, 2026
Property Address218 THARP RD, LANCASTER, VA 22503-4038
Document Number0000001398
Instrument DateJul 09, 2026
Instrument20261398
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 THARP RD, LANCASTER, VA 22503-4038

Mortgage

Document Number0000001398,
DateJul 09, 2026
Instrument20261398
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address218 THARP RD, LANCASTER, VA 22503-4038
Transaction TypeMortgage
Record UpdatedSep 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230001411
DateAug 14, 2023
Instrument230001411
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2038
Interest
Rate TypeFixed Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address218 THARP RD, LANCASTER, VA 22503-4038
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170002042
DateOct 27, 2017
Instrument170002042
Lender
NameVIRGINIA COMMONWEALTH BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term372 Months
DueOct 23, 2048
Interest
Rate TypeAdjustable Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateJul 01, 2021
Property Address218 THARP RD, LANCASTER, VA 22503-4038
Document Number210001890
Instrument DateJun 29, 2021
Instrument210001890
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 THARP RD, LANCASTER, VA 22503-4038

Mortgage

Document Number210001891
DateJul 01, 2021
Instrument210001891
Lender
NameQUICKEN LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2036
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$18.00 (-98.9%)$343,700 (+32.5%) Land $115,000 Building $228,700$343,700 (+32.5%) Land $115,000 Building $228,700
2023$1,634.00$259,400 Land $115,000 Building $144,400$259,400 Land $115,000 Building $144,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN26 32B
Alternative APN
  • 6877

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,344 sqft Living Area
Gross Area2,688 sqft Gross Area
1st Floor2,232 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1979
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area20,996 sqft (0.482 acres)
Parking Spaces2 Parking Spaces
Garage Area750 sqft Garage
Shed1 Shed
Shed Area240 sqft Shed
Boat LiftBoat Lift

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number6877
Street Address218 THARP RD
CityLANCASTER
StateVA
Zip22503-4038
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLEVELGREEN .482 AC LR15/413-P LR21/1890
Legal SubdivisionLEVELGREEN
JurisdictionLANCASTER VA
Minor Civil Division1
Census Blockgroup4
Census Block4030
Census Tract30100

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