230 Smithfield Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 230 Smithfield Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,680 sqft
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Jan 2019)
Tax Bill	$774 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`349-01-0A-026-SA1`

Property Details

APN / Parcel Number

Primary APN	`349-01-0A-026-SA1`
Alternative APN	`7413`

Interior

Stories	1 Story
Building Area	1,680 sqft Gross Area

Exterior

Lot Area	57,499 sqft (1.32 acres)
Pool Area	648 sqft

Location & Zoning

Account Number	7413
Old Parcel Number	349-01-0A-026 SA1
Street Address	230 SMITHFIELD CIR
City	ELGIN
State	SC
Zip	29045-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRD-1
Legal Description	SMITHFIELD SUBDIV LOT 26
Legal Subdivision	SMITHFIELD SUBD
Legal Lot Number	26
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	970906

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 SMITHFIELD CIR, ELGIN, SC 29045-9781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jan 22, 2019	Grant Deed, Transfer · VA Mortgage WINTRUST MTG
Dec 11, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	0003975128
Deed Book / Page	3975 / 128
Last Transfer Date	Jan 22, 2019
Transfer Doc	0000000425
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	230 SMITHFIELD CIR, ELGIN, SC 29045-9781
Document Number	0000003142
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 SMITHFIELD CIR ELGIN SC 290459781, ELGIN, SC 29045-9781

Mortgage

Document Number	0000003142
Date	Apr 13, 2020
Book Page	004202/000197
Instrument	3142

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 22, 2019
Property Address	230 SMITHFIELD CIR, ELGIN, SC 29045-9781
Document Number	0000000425
Book / Page	003975 / 000128
Instrument Date	Jan 17, 2019
Instrument	425
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 SMITHFIELD CIR ELGIN SC 290459781, ELGIN, SC 29045-9781

Mortgage

Document Number	426
Date	Jan 22, 2019
Book Page	003975/000132
Instrument	426

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 11, 2017
Property Address	230 SMITHFIELD CIR, ELGIN, SC 29045-9781
Document Number	0000009868
Book / Page	003791 / 000125
Instrument Date	Dec 11, 2017
Instrument	9868
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 SMITHFIELD CIR ELGIN SC 290459781, ELGIN, SC 29045-9781

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$774.00	$156,600 (-0.32%) Land $15,000 Building $141,600	$156,600 (-0.32%)
2023		$157,100 Land $15,000 Building $142,100	$157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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