225 Smithfield Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 225 Smithfield Cir, Elgin, SC 29045

Property Summary

Property Type	Exempt (Full or Partial)
Details	built 1997
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2026)
Tax Bill	$404 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`349-01-0B-011-SA1`

Property Details

APN / Parcel Number

Primary APN	`349-01-0B-011-SA1`
Alternative APN	`3830`

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Account Number	3830
Street Address	225 SMITHFIELD CIR
City	ELGIN
State	SC
Zip	29045-9781
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	MRD1
Legal Subdivision	SMITHFIELD SUBDIVISION
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	970906

Owner

Source: Kershaw County records · APN 349-01-0B-011-SA1

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 SMITHFIELD CIR, ELGIN, SC 29045-9781
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Apr 03, 1997 · Amount on Record
Deed Document Number	20264919
Deed Book / Page	5597 / 102
Prior Transfer Date	May 15, 2026
Prior Transfer Doc	0000004919
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	May 26, 2026
Property Address	225 SMITHFIELD CIR, ELGIN, SC 29045-9781
Document Number	0000004919
Book / Page	5597 / 102
Instrument Date	May 15, 2026
Instrument	20264919
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SMITHFIELD CIR, ELGIN, SC 29045-9781
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004920,
Date	May 26, 2026
Instrument	20264920

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,500 (-) Land $15,000 Building $5,500	$20,500 (-)
2023	$404.00	$20,500 Land $15,000 Building $5,500	$20,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), as of September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 81 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC2820001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.