FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
230 LEMA DR, NIPOMO, CA 93444-9538
Mortgage
Document Number
0000035156
Date
Nov 13, 2025
Instrument
2025035156
Lender
Name
GUILD MORTGAGE CO
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2055
November 2025: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Nov 13, 2025
Property Address
230 LEMA DR, NIPOMO, CA 93444-9538
Document Number
0000035155
Map Reference
MB 8 PG 37
Instrument Date
Oct 1, 2025
Instrument
2025035155
Transaction Type
Transfer
Record Updated
Dec 4, 2025
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
230 LEMA DR, NIPOMO, CA 93444-9538
December 2022: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Dec 23, 2022
Property Address
230 LEMA DR, NIPOMO, CA 93444-9538
Document Number
0000049116
Map Reference
MB 8 PG 37
Instrument Date
Dec 1, 2022
Instrument
2022049116
Transaction Type
Transfer
Record Updated
Jan 3, 2023
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
810 VERMONT AVE NW, WASHINGTON, DC 20420-0001
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
230 LEMA DR, NIPOMO, CA 93444-9538
December 2022: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Dec 23, 2022
Property Address
230 LEMA DR, NIPOMO, CA 93444-9538
Document Number
0000049117
Map Reference
MB 8 PG 37
Instrument Date
Nov 29, 2022
Instrument
2022049117
Transaction Type
Transfer
Record Updated
Jan 3, 2023
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
230 LEMA DR, NIPOMO, CA 93444-9538
March 2022: Grant Deed, Foreclosure
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Mar 9, 2022
Property Address
230 LEMA DR, NIPOMO, CA 93444-9538
Document Number
0000010695
Map Reference
MB 8 PG 37
Instrument Date
Mar 2, 2022
Instrument
2022010695
Transaction Type
Foreclosure
Record Updated
Mar 22, 2022
Title Company
SERVICELINK TITLE COMPANY D, SERVICELINK TITLE COMPANY DE
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3401 WEST END AVE # 760W, 760W, NASHVILLE, TN 37203-1042
January 2022: Trustee's Deed, Foreclosure
Document Type
Trustee's Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jan 3, 2022
Property Address
230 LEMA DR, NIPOMO, CA 93444-9538
Document Number
0000000259
Map Reference
MB 8 PG 37
Instrument Date
Dec 30, 2021
Instrument
2022000259
Transaction Type
Foreclosure
Record Updated
Jan 10, 2022
Title Company
ACCOMODATION, ACCOMMODATION
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Notice of Trustee Sale
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500
April 2020: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SAN LUIS OBISPO CA
Property Address
230 LEMA DR, NIPOMO, CA 93444-9538
Document Number
0000028555
Instrument Date
Apr 30, 2020
Transaction Type
Mortgage
Record Updated
Jun 19, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
230 LEMA DR NIPOMO CA 934449538, NIPOMO, CA 93444-9538
Mortgage
Document Number
0000028555
Date
Jun 11, 2020
Instrument
28555
Lender
Name
CALIBER HM LOANS
Type
Funding / Finance Company
Address
OKLAHOMA CITY, OK 73134-2500
Agreement
Type
Conventional with PMI
Amount
Amount on Record
May 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
May 11, 2018
Property Address
230 LEMA DR, NIPOMO, CA 93444-9538
Document Number
0000019223
Instrument Date
Feb 16, 2018
Instrument
19223
Transaction Type
Transfer
Record Updated
Jun 19, 2020
Title Company
WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$341.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
230 LEMA DR NIPOMO CA 934449538, NIPOMO, CA 93444-9538
Mortgage
Document Number
19224
Date
May 11, 2018
Instrument
19224
Lender
Name
CALIBER HM LOANS
Type
Funding / Finance Company
Address
IRVING, TX 75063
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 10, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 230 Lema Dr was $3,543.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
Lucia Mar Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$541,000 (+62.5%)Land $350,000Building $191,000
2025
$3,543.00
$332,928Land $208,080Building $124,848
2023
$3,385.00 (-4.16%)
$320,000Land $200,000Building $120,000
2022
$3,532.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 230 Lema Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 230 Lema Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source
Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection
Jun 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025