230 Hidden Holw, Lockhart, TX 78644 Property Records

Caldwell County property record for 230 Hidden Holw, Lockhart, TX 78644

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,571 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,100 (May 2022)
Tax Bill	$11,299 (2026)
Deeds & Mortgages	Dec 2022 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0800917-000-230-00`

Property Details

APN / Parcel Number

Primary APN	`0800917-000-230-00`
Alternative APN	`81538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,571 sqft Living Area
1st Floor Area	2,061 sqft
2nd Floor Area	510 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Georgian
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	81538
Street Address	230 HIDDEN HOLW
City	LOCKHART
State	TX
Zip	78644-3909
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SPANISH OAKS ESTATES, LOT 23, ACRES 5.0
Legal Subdivision	SPANISH OAKS ESTATES
Legal Lot Number	23
Jurisdiction	CALDWELL TX
Township / Civil Division	MARTINDALE
Census Block Group	1
Census Block	1002
Census Tract	960502

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 HIDDEN HOLW, LOCKHART, TX 78644-3909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · FHA Mortgage UNIVERSITY FCU
May 18, 2022	Vendor's Lien, Transfer · Seller Carry-Back STEVEN JONES ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Jun 10, 2016
Deed Document Number	20223946
Prior Transfer Date	May 5, 2022
Prior Transfer Doc	2022003946
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	230 HIDDEN HOLW, LOCKHART, TX 78644-3909
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022009358
Date	Dec 9, 2022
Instrument	2022-009358

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	May 18, 2022
Property Address	230 HIDDEN HOLW, LOCKHART, TX 78644-3909
Document Number	2022003946
Map Reference	CAB B SL 157
Instrument Date	May 5, 2022
Instrument	2022-003946
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 HIDDEN HOLW, LOCKHART, TX 78644-3909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 HIDDEN HOLW, LOCKHART, TX 78644-3909
Investor	Possibly a Property Investor

Mortgage

Document Number	2022003947
Date	May 18, 2022
Instrument	2022-003947

Lender

Name	STEVEN JONES ETUX
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Prairie Lea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,299.00	$713,080 (-) Land $179,190 Building $533,890	$713,080 (-) Land $179,190 Building $533,890
2025	$11,299.00 (+11.62%) Homeowner's exemption	$713,080 (+2.47%) Land $179,190 Building $533,890	$713,080 (+2.47%) Land $179,190 Building $533,890
2024	$10,123.00 (-4.1%)
2023	$10,556.00 (+0.77%)	$695,860 Land $186,740 Building $509,120	$695,860 Land $186,740 Building $509,120
2022	$10,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (2013–2015)
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL SUD serves 16,104 people · EPA ID TX0280003
Water Source	Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: VTX Communications.

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