SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
2021002235
Date
Apr 1, 2021
Instrument
2021-002235
Lender
Name
AMERISAVE MORTGAGE CORP
Type
Mortgage Company
Address
ATLANTA, GA 30305
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2051
September 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CALDWELL TX
Property Address
221 HIDDEN HOLW, LOCKHART, TX 78644-3909
Transaction Type
Mortgage
Record Updated
Nov 11, 2025
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
2021006975
Date
Sep 24, 2021
Instrument
2021-006975
Lender
Name
UNIVERSITY FCU
Type
Credit Union
Address
AUSTIN, TX 78759
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
239 Months
Due
Aug 1, 2041
September 2017: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
CALDWELL TX
Recording Date
Sep 26, 2017
Property Address
221 HIDDEN HOLW, LOCKHART, TX 78644-3909
Document Number
2017005078
Map Reference
CAB B SL 157
Instrument Date
Sep 25, 2017
Instrument
2017-005078
Transaction Type
Transfer
Record Updated
Nov 11, 2025
Title Company
CAPITAL TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 421, LOCKHART, TX 78644-0421
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
221 HIDDEN HOLW, LOCKHART, TX 78644-3909
Mortgage
Document Number
2017005079
Date
Sep 26, 2017
Instrument
2017-005079
Lender
Name
UNIVERSITY FCU
Type
Credit Union
Special Notes
Seller Financed
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2047
Tax Assessment & Valuation
The 2026 property tax bill for 221 Hidden Holw was $12,337 with a homeowner's exemption.
Source: Caldwell County assessment roll, as of November 11, 2025
Property Jurisdictions
Type
Name
State
Texas
County
Caldwell County
Unified School District
Prairie Lea Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$12,337.00
$778,537 (+1%)
$794,390 (-)Land $177,900Building $616,490
2025
$707,761
$794,390Land $177,900Building $616,490
2024
$9,250.00 (+16.72%)
2023
$7,925.00 (-12.44%)Homeowner's exemption
$584,926Land $185,520Building $590,570
$776,090Land $185,520Building $590,570
2022
$9,051.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 221 Hidden Holw in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 14 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
14 in force
Nearby Flood Claims
6 (2013–2015)
Most Recent Claim
Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims
Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 221 Hidden Holw is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MAXWELL SUD serves 16,104 people · EPA ID TX0280003
Water Source
Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection
Nov 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Apr 2025
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025