230 Ginger Tree Ln, Franklin, NC 28734 Property Records

Macon County property record for 230 Ginger Tree Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2012
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual on Record
Last Sale	$178,000 (Mar 2020)
Tax Bill	$515 (2025)
Deeds & Mortgages	Mar 2020 Sale Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6582963916`

Property Details

APN / Parcel Number

Primary APN	`6582963916`
Alternative APNs	`0121676` `146383`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,300 sqft Heated Area
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling
Deck Area	36 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	146383
Street Address	230 GINGER TREE LN
City	FRANKLIN
State	NC
Zip	28734-5374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 20 LORELI HILLS
Legal Subdivision	LORELEI HILLS
Legal Lot Number	20
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1032
Census Tract	970600

Owner

Source: Macon County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	353 CAROLINA MTN DR, FRANKLIN, NC 28734-2768
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Warranty Deed, Transfer
Apr 17, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	20201572
Deed Book / Page	39 / 83
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 9, 2020
Property Address	230 GINGER TREE LN, FRANKLIN, NC 28734-5374
Document Number	0000U39/83
Book / Page	U-39 / 83
Map Reference	CAB 1 SL 199
Instrument Date	Mar 5, 2020
Instrument	2020001572
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 42, PINEWOOD, SC 29125-0042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	230 GINGER TREE LN, FRANKLIN, NC 28734-5374

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 17, 2019
Property Address	230 GINGER TREE LN, FRANKLIN, NC 28734-5374
Document Number	00D39/1633
Book / Page	D-39 / 1633
Map Reference	CAB 1 SL 199
Instrument Date	Apr 10, 2019
Instrument	2019002285
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2206 NE 17TH PL, 2206, FORT LAUDERDALE, FL 33305-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 GINGER TREE LN, FRANKLIN, NC 28734-5374
Investor	Possibly a Property Investor

Mortgage

Document Number	2019002286
Date	Apr 17, 2019
Instrument	2019002286

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,220 (-0.04%) Land $30,830 Building $213,390	$244,220 (-0.04%) Land $30,830 Building $213,390
2025	$515.00 (+2.39%)
2023	$503.00	$244,320 Land $30,830 Building $213,490	$244,320 Land $30,830 Building $213,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL HILLS private · serves 26 people · EPA ID NC1057025
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET, Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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