Macon County property record for 124 Ginger Tree Ln, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,854 sqft · built 2003 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jun 2019) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6582878284 |
| Primary APN | 6582878284 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,854 sqft Heated Area |
| 1st Floor Area | 1,236 sqft |
| Upper Floors Area | 618 sqft |
| Basement Area | 1,236 sqft |
| Unfinished Basement | 1,236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 35,719 sqft (0.82 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 64 sqft |
| Patio Area | 340 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 144713 |
|---|---|
| Street Address | 124 GINGER TREE LN |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-5373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 25 LORELI HILLS |
| Legal Subdivision | LORELEI HILLS |
| Legal Lot Number | 25 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 970600 |
Source: Macon County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 GINGER TREE LN, FRANKLIN, NC 28734-5373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jun 10, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Deed Document Number | 20193578 |
| Deed Book / Page | 39 / 2390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 124 GINGER TREE LN, FRANKLIN, NC 28734-5373 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 00X40/1669 |
|---|---|
| Date | May 20, 2021 |
| Book Page | X-40/1669 |
| Instrument | 2021004859 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jun 10, 2019 |
| Property Address | 124 GINGER TREE LN, FRANKLIN, NC 28734-5373 |
| Document Number | 00F39/2390 |
| Book / Page | F-39 / 2390 |
| Map Reference | CAB 1 SL 199 PG 2 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 2019003578 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 89, FRANKLIN, NC 28744-0089 |
| Name | Verified Name |
|---|---|
| Address | 124 GINGER TREE LN, FRANKLIN, NC 28734-5373 |
| Document Number | 2019003579 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019003579 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,040 (-0.03%) Land $30,560 Building $368,480 | $399,040 (-0.03%) Land $30,560 Building $368,480 | |
| 2025 | $1,412.00 (+0.86%) | ||
| 2023 | $1,400.00 | $399,140 Land $30,560 Building $368,580 | $399,140 Land $30,560 Building $368,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL HILLS private · serves 26 people · EPA ID NC1057025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: BalsamWest FiberNET, Frontier.
5G and 4G LTE (outdoors only)
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