Osceola County property record for 230 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 14,984 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2014) |
| Tax Bill | $974.00 (2024) |
| Primary APN | 01-26-30-0001-0433-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,896 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 14,984 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 295 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 335 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 144 sqft Shed |
| Deck Area | 683 sqft Deck |
| Porch Area | 234 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 230 FLORIDA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2349 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 63 BLK 433 LOT 3 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 433 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0433-0030
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 230 FLORIDA AVE, SAINT CLOUD, FL 34769-2349 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 17, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 05, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2014 · Amount on Record |
| Deed Sale | Jan 03, 2014 · Amount on Record |
| Prior Sale | Sep 07, 2012 · Amount on Record |
| Deed Doc Number | 20141294 |
| Deed Book / Page | 4552 / 2254 |
| Last Transfer Date | Apr 14, 2023 |
| Transfer Doc | 0063882440 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2023 |
| Property Address | 230 FLORIDA AVE, SAINT CLOUD, FL 34769-2349 |
| Document Number | 0063882440 |
| Book / Page | 6388 / 2440 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023044208 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 FLORIDA AVE, SAINT CLOUD, FL 34769-2349 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 23 PIKE BROOK RD, BROOKFIELD, NH 03872-7310 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 230 FLORIDA AVE, SAINT CLOUD, FL 34769-2349 |
| Document Number | 0056462828 |
| Instrument Date | Dec 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 230 FLORIDA AVE ST CLOUD FL 347692349, ST CLOUD, FL 34769-2349 |
| Document Number | 0056462828 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 005646/002828 |
| Instrument | 167052 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 25, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,026.00 (+5.34%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $116,882 (+5.99%) | $327,800 (+14.46%) Land $66,000 Building $261,800 |
| 2024 | $974.00 (+4.96%) | ||
| 2023 | $928.00 (-2.52%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $110,280 (+3%) | $286,400 (+16.56%) Land $60,500 Building $225,900 |
| 2022 | $952.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $107,068 | $245,700 Land $55,000 Building $190,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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