215 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 215 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2000
Square Footage1,536 sqft Living Area
Lot Size17,598 sqft (0.404 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2018)
Tax Bill$2,854.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0432-0050
Alternative APNs
  • 263001000104320050
  • 80290

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,536 sqft Living Area
Gross Area2,339 sqft Gross Area
1st Floor1,536 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area17,598 sqft (0.404 acres)
Depth X Width150 ft x 109 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area575 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area425 sqft Pool
Shed1 Shed
Shed Area192 sqft Shed
Deck Area400 sqft Deck
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address215 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-2348
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 63 BLK 432 N 59.6 FT LOT 5 & ALL LOT 6
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block432
Legal Lot Number5
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3006
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0432-0050

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15020 HALEY HOLW, AUSTIN, TX 78728-4453
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Jun 22, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleAug 27, 2013 · Amount on Record
Deed Doc Number201897148
Deed Book / Page5355 / 2302
Prior Transfer DateApr 16, 2008
Prior Transfer Doc0036730902
Record RefreshedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address215 FLORIDA AVE, SAINT CLOUD, FL 34769-2348
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057411164
DateJun 22, 2020
Book Page5741/1164
Instrument2020079826
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 22, 2018
Property Address215 FLORIDA AVE, SAINT CLOUD, FL 34769-2348
Document Number0053552302
Book / Page005355 / 002302
Instrument DateJun 21, 2018
Instrument97148
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 N CANAL ST #627 CHICAGO IL 606061525, 627, CHICAGO, IL 60606-1525

Mortgage

Document Number53552303
DateJun 22, 2018
Book Page005355/002303
Instrument97149
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 21, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,957.00 (+3.61%) Homeowner's exemption$208,080 (+5.99%)$340,800 (+14.13%) Land $66,000 Building $274,800
2024$2,854.00 (+2.81%)
2023$2,776.00 (+3.78%) Homeowner's exemption$196,327 (+3%)$298,600 (+17.42%) Land $60,500 Building $238,100
2022$2,675.00 Homeowner's exemption$190,609$254,300 Land $55,000 Building $199,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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