230 Estes Rd, Ruffin, NC 27326 Property Records

Rockingham County property record for 230 Estes Rd, Ruffin, NC 27326

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,584 sqft · built 1992
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2018)
Tax Bill	$2,812 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8938-00-40-7057-00`

Property Details

APN / Parcel Number

Primary APN	`8938-00-40-7057-00`
Alternative APN	`162857`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,584 sqft Finished Area
1st Floor Area	1,780 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Lot Area	213,444 sqft (4.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	306 sqft
Deck Area	Deck Area
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	162857
Street Address	230 ESTES RD
City	RUFFIN
State	NC
Zip	27326-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES PROTEC
Legal Description	4.90 AC LT 7 COUNTRY ESTA TES SURVEY COUNTRY ESTATES SURVEY
Legal Subdivision	COUNTRY ESTATES
Legal Lot Number	7
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	RUFFIN
Census Block Group	1
Census Block	1019
Census Tract	40102

Owner

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 ESTES RD, RUFFIN, NC 27326-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 24, 2023	Intrafamily Transfer, Transfer
Mar 28, 2018	Warranty Deed, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Document Number	2018573465
Deed Book / Page	1539 / 2369
Last Transfer Date	Aug 24, 2023
Transfer Doc	0000643542
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	230 ESTES RD, RUFFIN, NC 27326-9116
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000615150
Date	Jul 26, 2021
Book Page	1606/1564
Instrument	615150

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	230 ESTES RD, RUFFIN, NC 27326-9116
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000644169
Date	Sep 13, 2023
Book Page	1654/1308
Instrument	644169

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKINGHAM NC
Recording Date	Aug 24, 2023
Property Address	230 ESTES RD, RUFFIN, NC 27326-9116
Document Number	0000643542
Book / Page	1653 / 847
Map Reference	MB 1606 PG 1564
Instrument Date	Aug 24, 2023
Instrument	643542
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 ESTES RD, RUFFIN, NC 27326-9116

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Mar 28, 2018
Property Address	230 ESTES RD, RUFFIN, NC 27326-9116
Document Number	0000573465
Book / Page	1539 / 2369
Map Reference	MB20 PG21
Instrument Date	Mar 28, 2018
Instrument	573465
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29532 HICKS RD, 29532, SPOTSYLVANIA, VA 22551-5556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 ESTES RD, RUFFIN, NC 27326-9116

Mortgage

Document Number	0000573466
Date	Mar 28, 2018
Instrument	573466

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,812.00 (+9.2%)	$425,259 (-) Land $33,374 Building $391,885	$425,259 (-) Land $33,374 Building $391,885
2025	$2,575.00 (+40.1%) Additional exemption filed	$425,259 (+59.83%) Land $33,374 Building $391,885	$425,259 (+59.83%) Land $33,374 Building $391,885
2023	$1,838.00 Additional exemption filed	$266,071 Land $30,340 Building $235,731	$266,071 Land $30,340 Building $235,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Estes Rd

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